# Fidelity Online Banking vs Access SME

The clearest difference is iOS requirement: Fidelity Online Banking at 13.0 against Access SME's 15.0. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | Fidelity Online Banking | Access SME |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (2K ratings)](https://appshunter.io/ios/app/fidelity-online-banking/id1051038075/reviews)** | — |
| Number of ratings | **2K** | — |
| Positive reviews | 28.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | — |
| Monetization | Free | — |
| Size | 88 MB | 68 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Fidelity Bank Plc](https://appshunter.io/developer/945935916) | [Access Bank Plc](https://appshunter.io/developer/730325314) |

## What reviewers say

### Fidelity Online Banking

[App page](https://appshunter.io/ios/app/fidelity-online-banking/id1051038075)

Manage your finances securely and easily from your mobile device. Perform transactions, transfer funds, pay bills, and access account statements anytime, anywhere. Enjoy convenient banking with features like biometric login and in-app messaging.

**Highlights:** Secure transaction management, Inter-bank fund transfers, Biometric/Fingerprint login, View all account types, Bill payments, Flight booking and payment, Generate account statements

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Innovative features
- 🌟 Overall great app

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⚠️ Unreliable network connectivity
- 🕰️ Slow performance and response times
- 🤯 Frustrating user experience
- 💸 Deducts money without proper transactions

**Reported bugs**

- Unable to select source account for transfers
- OTP not received for registration and login
- App freezes after login
- Incorrect transaction receipts generated
- Loyalty points not updating properly

**Requested features**

- Dark mode option
- Facial recognition login
- Improved transaction history and statements
- Seamless integration with other payment platforms
- Enhanced customer support and communication


### Access SME

[App page](https://appshunter.io/ios/app/access-sme/id6755355367)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Fidelity Online Banking free?

Fidelity Online Banking is free to download, with no in-app purchases.

### Is Access SME free?

Access SME is free to download, with no in-app purchases.

### Do Fidelity Online Banking or Access SME have ads?

Neither Fidelity Online Banking nor Access SME shows ads.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*