# BFSFCU vs ADB Pay

The clearest difference is ads: ADB Pay at none against BFSFCU's shown. ADB Pay also leads on update cadence (every 3 weeks vs every 4 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BFSFCU ships an update every 4 months, ADB Pay every 3 weeks. The most recent releases landed on October 17, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | BFSFCU | ADB Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (15K ratings)](https://appshunter.io/ios/app/bfsfcu/id1052377482/reviews)** | — |
| Number of ratings | **15K** | — |
| Positive reviews | 60.1% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 14 MB | 45 MB |
| Requires iOS | 15.0 | 15 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [THE BANK FUND STAFF FEDERAL CREDIT UNION](https://appshunter.io/developer/1037726700) | [Asian Development Bank](https://appshunter.io/developer/1437164014) |

## What reviewers say

### BFSFCU

[App page](https://appshunter.io/ios/app/bfsfcu/id1052377482)

Manage your credit union accounts securely and conveniently from your mobile device. Access account details, transfer funds, pay bills, deposit checks, and even apply for loans. Enjoy features like biometric login and secure messaging for a comprehensive banking experience.

**Highlights:** Biometric login, Account management, Fund transfers, Bill payments, Mobile check deposit, Secure messaging, Loan applications

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient and fast
- 🔒 Secure
- 💡 Excellent customer service
- 💡 Efficient internal transfers

**What reviewers complain about**

- 🐛 Buggy and crashes frequently
- 🐛 Login issues and account lockouts
- 🐛 Unreliable mobile deposit feature
- 🐛 Slow and unresponsive app
- 🐛 Lack of functionality compared to other banking apps

**Reported bugs**

- Face ID/Touch ID login not working consistently
- Mobile check deposit feature not functioning properly
- App freezing and crashing during use
- Incorrect check image orientation after capture
- Frequent account lockouts and password reset issues

**Requested features**

- Add ability to view past transaction history on iPad
- Improve visibility and accessibility of deposit button
- Allow adding notes to transactions
- Provide better transaction details and descriptions
- Integrate Zelle transfers more seamlessly


### ADB Pay

[App page](https://appshunter.io/ios/app/adb-pay/id1594191431)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is BFSFCU free?

BFSFCU is free to download, with no in-app purchases.

### Is ADB Pay free?

ADB Pay is free to download, with no in-app purchases.

### Do BFSFCU or ADB Pay have ads?

BFSFCU shows ads; ADB Pay does not.

### Which is updated more often, BFSFCU or ADB Pay?

BFSFCU ships an update every 4 months, and ADB Pay every 3 weeks. Most recently, BFSFCU was updated on October 17, 2026 and ADB Pay on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*