# BFSFCU vs Nkong App

The clearest difference is rating: BFSFCU at 4.8 against Nkong App's 4.0. BFSFCU also leads on ratings volume (15K vs 1). Nkong App's advantage is ads (none vs shown) and iOS requirement (13.0 vs 15.0). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BFSFCU holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: BFSFCU has 15K ratings behind it against 1, so its average is the more settled of the two.

## The numbers

| Metric | BFSFCU | Nkong App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (15K ratings)](https://appshunter.io/ios/app/bfsfcu/id1052377482/reviews)** | [4.0 (1 ratings)](https://appshunter.io/ios/app/nkong-app/id6747403589/reviews) |
| Number of ratings | **15K** | 1 |
| Positive reviews | 60.1% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | — |
| Monetization | Free | Free |
| Size | 14 MB | 57 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [THE BANK FUND STAFF FEDERAL CREDIT UNION](https://appshunter.io/developer/1037726700) | [iMbu On-Demand IT Solutions GmbH](https://appshunter.io/developer/1433608564) |

## What reviewers say

### BFSFCU

[App page](https://appshunter.io/ios/app/bfsfcu/id1052377482)

Manage your credit union accounts securely and conveniently from your mobile device. Access account details, transfer funds, pay bills, deposit checks, and even apply for loans. Enjoy features like biometric login and secure messaging for a comprehensive banking experience.

**Highlights:** Biometric login, Account management, Fund transfers, Bill payments, Mobile check deposit, Secure messaging, Loan applications

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient and fast
- 🔒 Secure
- 💡 Excellent customer service
- 💡 Efficient internal transfers

**What reviewers complain about**

- 🐛 Buggy and crashes frequently
- 🐛 Login issues and account lockouts
- 🐛 Unreliable mobile deposit feature
- 🐛 Slow and unresponsive app
- 🐛 Lack of functionality compared to other banking apps

**Reported bugs**

- Face ID/Touch ID login not working consistently
- Mobile check deposit feature not functioning properly
- App freezing and crashing during use
- Incorrect check image orientation after capture
- Frequent account lockouts and password reset issues

**Requested features**

- Add ability to view past transaction history on iPad
- Improve visibility and accessibility of deposit button
- Allow adding notes to transactions
- Provide better transaction details and descriptions
- Integrate Zelle transfers more seamlessly


### Nkong App

[App page](https://appshunter.io/ios/app/nkong-app/id6747403589)

Facilitates secure and transparent financial transactions between buyers and sellers. It allows for the creation and sending of invoices, holding funds in escrow until all obligations are met, ensuring peace of mind for both parties.

**Highlights:** Secure escrow payments, Create and send invoices, Instant in-app support, Immediate fund release, Real-time payment notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BFSFCU free?

BFSFCU is free to download, with no in-app purchases.

### Is Nkong App free?

Nkong App is free to download, with no in-app purchases.

### Which has better reviews, BFSFCU or Nkong App?

BFSFCU is rated higher. BFSFCU averages 4.8 out of 5 from 15K ratings, while Nkong App averages 4.0 from 1 ratings.

### Do BFSFCU or Nkong App have ads?

BFSFCU shows ads; Nkong App does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*