# BICE Pass vs Cencosud Scotiabank

The clearest difference is rating: Cencosud Scotiabank at 4.4 against BICE Pass's 4.0. Cencosud Scotiabank also leads on review sentiment (18% vs 8%) and ratings volume (16 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cencosud Scotiabank holds the better App Store score, 4.4 against 4.0. That said, the two scores are not equally well evidenced: Cencosud Scotiabank has 16 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 8% of BICE Pass's written reviews are positive against 18% of Cencosud Scotiabank's.

BICE Pass ships an update monthly, Cencosud Scotiabank every 3 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | BICE Pass | Cencosud Scotiabank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (3 ratings)](https://appshunter.io/ios/app/bice-pass/id1053449190/reviews) | **[4.4 (16 ratings)](https://appshunter.io/ios/app/cencosud-scotiabank/id1528043621/reviews)** |
| Number of ratings | 3 | **16** |
| Positive reviews | 7.7% of reviews | **18.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 89 MB | 330 MB |
| Requires iOS | 16.6 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BANCO BICE](https://appshunter.io/developer/506647532) | [Scotiabank Chile](https://appshunter.io/developer/1110467870) |

## What reviewers say

### BICE Pass

[App page](https://appshunter.io/ios/app/bice-pass/id1053449190)

Securely verify and authorize online transactions from your mobile device. This app requires a secure enrollment process to validate your identity and communication. It is essential for authorizing transactions made through the bank's website and mobile app.

**Highlights:** Secure transaction verification, Mobile authorization, Online transaction authorization, Secure enrollment process, Identity validation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Cencosud Scotiabank

[App page](https://appshunter.io/ios/app/cencosud-scotiabank/id1528043621)

Manage your credit card finances with instant digital card access, cash advances, and secure payment options. Control spending, block cards, and access statements easily.

**Highlights:** Instant digital card, Cash advance requests, Secure bill payments, Card management (block/renew), Debt reordering, Expense tracking, Download statements

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick payments
- 👍 Easy to use
- 👍 Intuitive interface
- 👍 Visible recent movements
- 👍 Clear payment status

**What reviewers complain about**

- 🐛 Payments not updated
- 🐛 App not usable
- 🐛 Facial recognition not working
- 🐛 Purchases not reflected immediately
- 🐛 Incorrect card status

**Reported bugs**

- Payments not updating, showing as current debt
- Facial recognition not functioning for login
- Purchases not reflecting immediately
- App not updated for iPhone 17 Pro Max
- App not downloadable after update prompt

**Requested features**

- Incorporate more user-friendly flows for benefits
- Improve the benefits section
- Add purchase notifications (push or email)
- Add app for Peru
- Improve info on offers, promotions, and discounts


## Frequently asked questions

### Is BICE Pass free?

BICE Pass is free to download, with no in-app purchases.

### Is Cencosud Scotiabank free?

Cencosud Scotiabank is free to download, with no in-app purchases.

### Which has better reviews, BICE Pass or Cencosud Scotiabank?

Cencosud Scotiabank is rated higher. BICE Pass averages 4.0 out of 5 from 3 ratings, while Cencosud Scotiabank averages 4.4 from 16 ratings.

### Do BICE Pass or Cencosud Scotiabank have ads?

Neither BICE Pass nor Cencosud Scotiabank shows ads.

### Which is updated more often, BICE Pass or Cencosud Scotiabank?

BICE Pass ships an update monthly, and Cencosud Scotiabank every 3 weeks. Most recently, BICE Pass was updated on November 6, 2026 and Cencosud Scotiabank on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*