# bonify Finanzmanager vs Lunchit

The clearest difference is rating: Lunchit at 5.0 against bonify Finanzmanager's 4.1. Lunchit also leads on in-app purchases (none vs 5) and review sentiment (91% vs 62%). bonify Finanzmanager's advantage is update cadence (weekly vs every 2 months) and ratings volume (22 vs 6). On price, ads and device support there is nothing between them.

Both are free to download. bonify Finanzmanager sells 5 in-app purchases, starting at $39.00 per year. Lunchit asks for nothing beyond the download.

Lunchit holds the better App Store score, 5.0 against 4.1. Both are backed by a comparable volume of ratings — 22 and 6 respectively. Written reviews point the same way: 62% of bonify Finanzmanager's written reviews are positive against 91% of Lunchit's.

bonify Finanzmanager ships an update weekly, Lunchit every 2 months. The most recent releases landed on November 11, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | bonify Finanzmanager | Lunchit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (22 ratings)](https://appshunter.io/ios/app/bonify-finanzmanager/id1054047186/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/lunchit/id1112438318/reviews)** |
| Number of ratings | **22** | 6 |
| Positive reviews | 61.7% of reviews | **90.9% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 months |
| Monetization | Freemium | **Free** |
| Size | 194 MB | 30 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Forteil GmbH](https://appshunter.io/developer/1054047185) | [SPENDIT AG](https://appshunter.io/developer/1021567338) |

## What reviewers say

### bonify Finanzmanager

[App page](https://appshunter.io/ios/app/bonify-finanzmanager/id1054047186)

Manage your finances and improve your credit score with this app. View your SCHUFA data, get notified of changes, and receive personalized product offers. Correct errors in your credit report and optimize your financial health.

**Highlights:** View SCHUFA score and data, Get notified of credit report changes, Correct credit report errors, Personalized financial product offers, Financial health assessment, Downloadable tenant information

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| bonify Starter | $39.00 | per year |
| bonify Smart | $49.00 | per year |
| bonify Pro | $99.99 | per year |
| bonify - mieterselbstauskunft | $17.99 | one-time |
| bonify-SCHUFA Mieterauskunft | $24.99 | one-time |


### Lunchit

[App page](https://appshunter.io/ios/app/lunchit/id1112438318)

This app allows employers to offer employees a daily tax-free allowance for meals. Employees can use it at any restaurant, supermarket, or delivery service and get reimbursed with their next paycheck.

**Highlights:** Employer-funded meal allowance, Up to €6.90 daily tax-free, Works at any restaurant or store, Reimbursement with salary, Digital and paperless, DSGVO compliant

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is bonify Finanzmanager free?

bonify Finanzmanager is free to download, with in-app purchases available.

### Is Lunchit free?

Lunchit is free to download, with no in-app purchases.

### Which has better reviews, bonify Finanzmanager or Lunchit?

Lunchit is rated higher. bonify Finanzmanager averages 4.1 out of 5 from 22 ratings, while Lunchit averages 5.0 from 6 ratings.

### Do bonify Finanzmanager or Lunchit have ads?

Neither bonify Finanzmanager nor Lunchit shows ads.

### Which is updated more often, bonify Finanzmanager or Lunchit?

bonify Finanzmanager ships an update weekly, and Lunchit every 2 months. Most recently, bonify Finanzmanager was updated on November 11, 2026 and Lunchit on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*