# bonify Finanzmanager vs ElsterSecure

The clearest difference is rating: ElsterSecure at 4.7 against bonify Finanzmanager's 4.1. ElsterSecure also leads on in-app purchases (none vs 8) and review sentiment (84% vs 62%). bonify Finanzmanager's advantage is update cadence (every 5 days vs every 4 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. bonify Finanzmanager sells 8 in-app purchases, starting at $8.99 per 3 months. ElsterSecure asks for nothing beyond the download.

ElsterSecure holds the better App Store score, 4.7 against 4.1. Both are backed by a comparable volume of ratings — 22 and 89 respectively. Written reviews point the same way: 62% of bonify Finanzmanager's written reviews are positive against 84% of ElsterSecure's.

bonify Finanzmanager ships an update every 5 days, ElsterSecure every 4 months. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | bonify Finanzmanager | ElsterSecure |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (22 ratings)](https://appshunter.io/ios/app/bonify-finanzmanager/id1054047186/reviews) | **[4.7 (89 ratings)](https://appshunter.io/ios/app/elstersecure/id1579060331/reviews)** |
| Number of ratings | 22 | **89** |
| Positive reviews | 61.7% of reviews | **84.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 4 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 194 MB | 49 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Forteil GmbH](https://appshunter.io/developer/1054047185) | [Bayerisches Landesamt fuer Steuern](https://appshunter.io/developer/1018163928) |

## What reviewers say

### bonify Finanzmanager

[App page](https://appshunter.io/ios/app/bonify-finanzmanager/id1054047186)

Manage your finances and credit score with this app. View your SCHUFA score and data for free, get notified of new entries, and receive personalized product offers to help you save and improve your financial health.

**Highlights:** Free SCHUFA score and data access, Notifications for new credit entries, Correction of credit entries, Financial fitness tracking, Personalized product offers, Tenant information and credit check

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| bonify IdentProtect 3 | $8.99 | per 3 months |
| bonify IdentProtect 6 | $17.99 | per 6 months |
| bonify IdentProtect 12 | $32.99 | per year |
| bonify Starter | $39.00 | per year |
| bonify Smart | $49.00 | per year |
| bonify Pro | $99.99 | per year |
| bonify - mieterselbstauskunft | $17.99 | one-time |
| bonify-SCHUFA Mieterauskunft | $24.99 | one-time |


### ElsterSecure

[App page](https://appshunter.io/ios/app/elstersecure/id1579060331)

This app simplifies logging into your tax account by using your smartphone for authentication. Once set up, you won't need certificate files or usernames for access. It's designed for secure and convenient tax-related logins.

**Highlights:** Smartphone-based authentication, Eliminates need for certificate files, Simplifies tax account logins, QR code scanning for setup, Secure user account management

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is bonify Finanzmanager free?

bonify Finanzmanager is free to download, with in-app purchases available.

### Is ElsterSecure free?

ElsterSecure is free to download, with no in-app purchases.

### Which has better reviews, bonify Finanzmanager or ElsterSecure?

ElsterSecure is rated higher. bonify Finanzmanager averages 4.1 out of 5 from 22 ratings, while ElsterSecure averages 4.7 from 89 ratings.

### Do bonify Finanzmanager or ElsterSecure have ads?

Neither bonify Finanzmanager nor ElsterSecure shows ads.

### Which is updated more often, bonify Finanzmanager or ElsterSecure?

bonify Finanzmanager ships an update every 5 days, and ElsterSecure every 4 months. Most recently, bonify Finanzmanager was updated on October 24, 2026 and ElsterSecure on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*