# bonify Finanzmanager vs cloud mal anders

The clearest difference is in-app purchases: cloud mal anders at none against bonify Finanzmanager's 8. cloud mal anders also leads on iOS requirement (12.0 vs 16.0). bonify Finanzmanager's advantage is update cadence (weekly vs every 7 months). On price, ads and device support there is nothing between them.

Both are free to download. bonify Finanzmanager sells 8 in-app purchases, starting at $8.99 per 3 months. cloud mal anders asks for nothing beyond the download.

bonify Finanzmanager ships an update weekly, cloud mal anders every 7 months. The most recent releases landed on October 17, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | bonify Finanzmanager | cloud mal anders |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (22 ratings)](https://appshunter.io/ios/app/bonify-finanzmanager/id1054047186/reviews)** | — |
| Number of ratings | **22** | — |
| Positive reviews | 61.7% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Weekly** | Every 7 months |
| Monetization | Free with in-app purchases | — |
| Size | 194 MB | 93 MB |
| Requires iOS | 16.0 | **12.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Forteil GmbH](https://appshunter.io/developer/1054047185) | [DIGI-BEL GmbH](https://appshunter.io/developer/1090341765) |

## What reviewers say

### bonify Finanzmanager

[App page](https://appshunter.io/ios/app/bonify-finanzmanager/id1054047186)

Manage your finances and credit score with this app. View your SCHUFA score and data for free, get notified of new entries, and receive personalized product offers to help you save and improve your financial health.

**Highlights:** Free SCHUFA score and data access, Notifications for new credit entries, Correction of credit entries, Financial fitness tracking, Personalized product offers, Tenant information and credit check

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| bonify IdentProtect 3 | $8.99 | per 3 months |
| bonify IdentProtect 6 | $17.99 | per 6 months |
| bonify IdentProtect 12 | $32.99 | per year |
| bonify Starter | $39.00 | per year |
| bonify Smart | $49.00 | per year |
| bonify Pro | $99.99 | per year |
| bonify - mieterselbstauskunft | $17.99 | one-time |
| bonify-SCHUFA Mieterauskunft | $24.99 | one-time |


### cloud mal anders

[App page](https://appshunter.io/ios/app/cloud-mal-anders/id1640768726)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is bonify Finanzmanager free?

bonify Finanzmanager is free to download, with in-app purchases available.

### Is cloud mal anders free?

cloud mal anders is free to download, with no in-app purchases.

### Do bonify Finanzmanager or cloud mal anders have ads?

Neither bonify Finanzmanager nor cloud mal anders shows ads.

### Which is updated more often, bonify Finanzmanager or cloud mal anders?

bonify Finanzmanager ships an update weekly, and cloud mal anders every 7 months. Most recently, bonify Finanzmanager was updated on October 17, 2026 and cloud mal anders on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*