# bonify Finanzmanager vs REDTracker

The clearest difference is in-app purchases: REDTracker at none against bonify Finanzmanager's 8. bonify Finanzmanager's advantage is iOS requirement (16.0 vs 18.6). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. bonify Finanzmanager sells 8 in-app purchases, starting at $8.99 per 3 months. REDTracker asks for nothing beyond the download.

bonify Finanzmanager ships an update weekly, REDTracker every 5 days. The most recent releases landed on October 13, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | bonify Finanzmanager | REDTracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (22 ratings)](https://appshunter.io/ios/app/bonify-finanzmanager/id1054047186/reviews)** | — |
| Number of ratings | **22** | — |
| Positive reviews | 61.7% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Weekly | **Every 5 days** |
| Monetization | Free with in-app purchases | — |
| Size | 194 MB | 4 MB |
| Requires iOS | **16.0** | 18.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Forteil GmbH](https://appshunter.io/developer/1054047185) | [Kevin Bartle](https://appshunter.io/developer/6779795412) |

## What reviewers say

### bonify Finanzmanager

[App page](https://appshunter.io/ios/app/bonify-finanzmanager/id1054047186)

Manage your finances and credit score with this app. View your SCHUFA score and data for free, get notified of new entries, and receive personalized product offers to help you save and improve your financial health.

**Highlights:** Free SCHUFA score and data access, Notifications for new credit entries, Correction of credit entries, Financial fitness tracking, Personalized product offers, Tenant information and credit check

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| bonify IdentProtect 3 | $8.99 | per 3 months |
| bonify IdentProtect 6 | $17.99 | per 6 months |
| bonify IdentProtect 12 | $32.99 | per year |
| bonify Starter | $39.00 | per year |
| bonify Smart | $49.00 | per year |
| bonify Pro | $99.99 | per year |
| bonify - mieterselbstauskunft | $17.99 | one-time |
| bonify-SCHUFA Mieterauskunft | $24.99 | one-time |


### REDTracker

[App page](https://appshunter.io/ios/app/redtracker/id6780313752)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is bonify Finanzmanager free?

bonify Finanzmanager is free to download, with in-app purchases available.

### Is REDTracker free?

REDTracker is free to download, with no in-app purchases.

### Do bonify Finanzmanager or REDTracker have ads?

Neither bonify Finanzmanager nor REDTracker shows ads.

### Which is updated more often, bonify Finanzmanager or REDTracker?

bonify Finanzmanager ships an update weekly, and REDTracker every 5 days. Most recently, bonify Finanzmanager was updated on October 13, 2026 and REDTracker on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*