# Croghan Mobile Banking vs UCSB Mobile Banking

Croghan Mobile Banking and UCSB Mobile Banking both sit at 4.7 stars, but that hides the real split: 36% of Croghan Mobile Banking's written reviews are positive against 0% of UCSB Mobile Banking's. Croghan Mobile Banking also leads on ratings volume (1.4K vs 146). UCSB Mobile Banking's advantage is ads (none vs shown). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Croghan Mobile Banking against 4.7 for UCSB Mobile Banking. That said, the two scores are not equally well evidenced: Croghan Mobile Banking has 1.4K ratings behind it against 146, so its average is the more settled of the two. Written reviews are what separate them: 36% of Croghan Mobile Banking's written reviews are positive against 0% of UCSB Mobile Banking's.

Croghan Mobile Banking ships an update every 4 months, UCSB Mobile Banking every 3 months. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Croghan Mobile Banking | UCSB Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (1.4K ratings)](https://appshunter.io/ios/app/croghan-mobile-banking/id1054106974/reviews) | **[4.7 (146 ratings)](https://appshunter.io/ios/app/ucsb-mobile-banking/id1663328536/reviews)** |
| Number of ratings | **1.4K** | 146 |
| Positive reviews | **36.4% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 107 MB | 106 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The Croghan Colonial Bank](https://appshunter.io/developer/1054106973) | [Union County Savings Bank](https://appshunter.io/developer/1663328538) |

## What reviewers say

### Croghan Mobile Banking

[App page](https://appshunter.io/ios/app/croghan-mobile-banking/id1054106974)

Manage your bank accounts conveniently and securely from anywhere. Deposit checks, transfer funds, pay bills, and access essential banking services on the go. This app provides a comprehensive suite of tools for everyday financial management.

**Highlights:** Account management, Mobile check deposit, Money transfers, Bill payment, Secure access, Anytime, anywhere banking

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great mobile secure banking
- 👍 Easy to use

**What reviewers complain about**

- 🐛 App is buggy and often inaccurate
- 🐛 App constantly crashes and doesn't authorize account details
- 🐛 Login issues, password not working
- 👎 New app display and account locations are not enjoyable
- 👎 Difficult for users with disabilities

**Reported bugs**

- Login screen freezes
- Incompatible with older devices
- Delayed social security deposits
- Inaccurate balance and charge sequence

**Requested features**

- Dark mode option
- Improved accessibility features


### UCSB Mobile Banking

[App page](https://appshunter.io/ios/app/ucsb-mobile-banking/id1663328536)

Manage personal and business finances on the go with features like mobile check deposit, bill pay, and Zelle transfers. Receive custom alerts and access e-statements for seamless account management.

**Highlights:** Account inquiries and transfers, Mobile check deposit, Bill pay, Zelle for sending/receiving money, Customizable alerts, Access to e-statements, Wire and ACH transfers (business)

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Croghan Mobile Banking free?

Croghan Mobile Banking is free to download, with no in-app purchases.

### Is UCSB Mobile Banking free?

UCSB Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, Croghan Mobile Banking or UCSB Mobile Banking?

UCSB Mobile Banking is rated higher. Croghan Mobile Banking averages 4.7 out of 5 from 1.4K ratings, while UCSB Mobile Banking averages 4.7 from 146 ratings.

### Do Croghan Mobile Banking or UCSB Mobile Banking have ads?

Croghan Mobile Banking shows ads; UCSB Mobile Banking does not.

### Which is updated more often, Croghan Mobile Banking or UCSB Mobile Banking?

Croghan Mobile Banking ships an update every 4 months, and UCSB Mobile Banking every 3 months. Most recently, Croghan Mobile Banking was updated on October 29, 2026 and UCSB Mobile Banking on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*