# Lemonade Insurance vs 记账2

The clearest difference is update cadence: Lemonade Insurance at fortnightly against 记账2's every 6 months. Lemonade Insurance also leads on chart position (#107 vs unranked) and iOS requirement (16.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Lemonade Insurance ships an update fortnightly, 记账2 every 6 months. The most recent releases landed on October 22, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | Lemonade Insurance | 记账2 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (86K ratings)](https://appshunter.io/ios/app/lemonade-insurance/id1055653645/reviews)** | — |
| Number of ratings | **86K** | — |
| Positive reviews | 30.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 6 months |
| Monetization | Free with in-app purchases | — |
| Best chart rank | **#107** | — |
| Size | 287 MB | 16 MB |
| Requires iOS | **16.0** | 18.4 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 17+ | 4+ |
| Developer | [Lemonade Inc.](https://appshunter.io/developer/1055653644) | [伟 付](https://appshunter.io/developer/1804140914) |

## What reviewers say

### Lemonade Insurance

[App page](https://appshunter.io/ios/app/lemonade-insurance/id1055653645)

**Currently charting:** #107 Top Free · Finance (US App Store)

Easily purchase and manage home, car, pet, and life insurance policies directly from your phone. Get instant quotes, file claims with AI assistance, and enjoy a socially responsible insurance experience.

**Highlights:** Instant policy quotes, Mobile claims filing, AI-powered fraud detection, Adjustable coverage options, Bundle and save discounts, Socially responsible business model

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick, seamless, and affordable
- 👍 Fully digital experience
- 💡 Charity donation option
- 👍 Easy setup and user-friendly app
- 👍 Lovely customer service

**What reviewers complain about**

- 🐛 Buggy app with crashes and login issues
- 👎 Poor customer service and communication
- 👎 Difficult claims process and lack of human support
- 👎 Inconsistent coverage and denials
- 👎 Slow response times and lack of urgency

**Reported bugs**

- Keyboard collapsing during login
- App not working as expected (blank screens, old conversations, etc.)
- Issues with updating family members on shared policies

**Requested features**

- Option to not set a charity
- Option to add different payment methods
- Ability to transfer funds without issues
- Improved bot conversation interface
- More intuitive and user-friendly app design


### 记账2

[App page](https://appshunter.io/ios/app/2/id6748370595)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Lemonade Insurance free?

Lemonade Insurance is free to download, with no in-app purchases.

### Is 记账2 free?

记账2 is free to download, with no in-app purchases.

### Do Lemonade Insurance or 记账2 have ads?

Neither Lemonade Insurance nor 记账2 shows ads.

### Which is updated more often, Lemonade Insurance or 记账2?

Lemonade Insurance ships an update fortnightly, and 记账2 every 6 months. Most recently, Lemonade Insurance was updated on October 22, 2026 and 记账2 on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*