# Lemonade Insurance vs LedgerLance

The clearest difference is in-app purchases: Lemonade Insurance at none against LedgerLance's 2. Lemonade Insurance also leads on update cadence (fortnightly vs every 6 weeks) and chart position (#108 vs unranked). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. LedgerLance sells 2 in-app purchases, starting at $4.99 per month. Lemonade Insurance asks for nothing beyond the download.

Lemonade Insurance ships an update fortnightly, LedgerLance every 6 weeks. The most recent releases landed on October 29, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Lemonade Insurance | LedgerLance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (86K ratings)](https://appshunter.io/ios/app/lemonade-insurance/id1055653645/reviews)** | — |
| Number of ratings | **86K** | — |
| Positive reviews | 30.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 6 weeks |
| Monetization | Free with in-app purchases | — |
| Best chart rank | **#108** | — |
| Size | 293 MB | 1 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Lemonade Inc.](https://appshunter.io/developer/1055653644) | [Dustin Newcomb](https://appshunter.io/developer/1843303117) |

## What reviewers say

### Lemonade Insurance

[App page](https://appshunter.io/ios/app/lemonade-insurance/id1055653645)

**Currently charting:** #108 Top Free · Finance (US App Store)

Easily purchase and manage home, car, pet, and life insurance policies directly from your phone. Get instant quotes, file claims with AI assistance, and enjoy a socially responsible insurance experience.

**Highlights:** Instant policy quotes, Mobile claims filing, AI-powered fraud detection, Adjustable coverage options, Bundle and save discounts, Socially responsible business model

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick, seamless, and affordable
- 👍 Fully digital experience
- 💡 Charity donation option
- 👍 Easy setup and user-friendly app
- 👍 Lovely customer service

**What reviewers complain about**

- 🐛 Buggy app with crashes and login issues
- 👎 Poor customer service and communication
- 👎 Difficult claims process and lack of human support
- 👎 Inconsistent coverage and denials
- 👎 Slow response times and lack of urgency

**Reported bugs**

- Keyboard collapsing during login
- App not working as expected (blank screens, old conversations, etc.)
- Issues with updating family members on shared policies

**Requested features**

- Option to not set a charity
- Option to add different payment methods
- Ability to transfer funds without issues
- Improved bot conversation interface
- More intuitive and user-friendly app design


### LedgerLance

[App page](https://appshunter.io/ios/app/ledgerlance-1099-tracker/id6799543233)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SoloLedger Plus Monthly | $4.99 | per month |
| SoloLedger Plus Annual | $29.99 | per year |


## Frequently asked questions

### Is Lemonade Insurance free?

Lemonade Insurance is free to download, with no in-app purchases.

### Is LedgerLance free?

LedgerLance is free to download, with in-app purchases available.

### Do Lemonade Insurance or LedgerLance have ads?

Neither Lemonade Insurance nor LedgerLance shows ads.

### Which is updated more often, Lemonade Insurance or LedgerLance?

Lemonade Insurance ships an update fortnightly, and LedgerLance every 6 weeks. Most recently, Lemonade Insurance was updated on October 29, 2026 and LedgerLance on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*