# Beyond Bank vs Budgetly

The clearest difference is review sentiment: Beyond Bank at 90% against Budgetly's 60%. Budgetly's advantage is update cadence (every 3 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Beyond Bank ships an update every 3 months, Budgetly every 3 weeks. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Beyond Bank | Budgetly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (9 ratings)](https://appshunter.io/ios/app/beyond-bank/id1055826405/reviews)** | — |
| Number of ratings | **9** | — |
| Positive reviews | **89.8% of reviews** | 60.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 166 MB | 86 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Beyond Bank Australia Ltd](https://appshunter.io/developer/600315424) | [Budgetly](https://appshunter.io/developer/1499662190) |

## What reviewers say

### Beyond Bank

[App page](https://appshunter.io/ios/app/beyond-bank/id1055826405)

Manage your finances securely and conveniently on the go. This banking app allows you to easily view accounts, make payments, track spending, and manage your cards. Enjoy personalized features and grow your savings with innovative tools.

**Highlights:** Manage accounts and cards, Create and schedule payments, Use PayID for instant transfers, Biometric login (Face ID, Touch ID), Track spending and transactions, Round2save feature for savings, Notify travel plans for security

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Intuitive and straightforward navigation
- 🔒 Secure banking experience
- 💡 Helpful customer service
- 🚀 Quick and efficient transactions

**What reviewers complain about**

- 🐛 Occasional login issues or app crashes
- 🔍 Limited customization options
- 🔍 Lack of advanced features (e.g., spending tracker)
- 🐛 Inconsistent app performance across devices
- 🔍 Difficulty finding certain functions or settings

**Reported bugs**

- Delayed transaction updates or missing transactions
- Unexpected errors or app crashes during use
- Issues with login or account access on new devices
- Compatibility problems with certain mobile operating systems

**Requested features**

- Spending tracker or budgeting tools
- Customizable app interface and settings
- Improved notification system for transactions
- Better integration with other financial apps or services
- Ability to view mortgage offset account details


### Budgetly

[App page](https://appshunter.io/ios/app/budgetly/id1499662191)

Manage your employee cards, budgets, and balances. Attach receipts, categorize transactions, and add notes for detailed financial tracking. Update your profile and access all your card information easily.

**Highlights:** Add cards to Apple Wallet, View cards, budgets, and balance, Attach receipts to transactions, Categorize and add notes to spending, Update profile information

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Beyond Bank free?

Beyond Bank is free to download, with no in-app purchases.

### Is Budgetly free?

Budgetly is free to download, with no in-app purchases.

### Do Beyond Bank or Budgetly have ads?

Neither Beyond Bank nor Budgetly shows ads.

### Which is updated more often, Beyond Bank or Budgetly?

Beyond Bank ships an update every 3 months, and Budgetly every 3 weeks. Most recently, Beyond Bank was updated on November 6, 2026 and Budgetly on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*