# Beyond Bank vs SubWise

The clearest difference is in-app purchases: Beyond Bank at none against SubWise's 1. SubWise's advantage is update cadence (daily vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. SubWise sells 1 one-off in-app purchase. Beyond Bank asks for nothing beyond the download.

Beyond Bank ships an update every 3 months, SubWise daily. The most recent releases landed on October 22, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Beyond Bank | SubWise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (9 ratings)](https://appshunter.io/ios/app/beyond-bank/id1055826405/reviews)** | — |
| Number of ratings | **9** | — |
| Positive reviews | 89.8% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Daily** |
| Monetization | Free | — |
| Size | 166 MB | 33 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Beyond Bank Australia Ltd](https://appshunter.io/developer/600315424) | [paula deng](https://appshunter.io/developer/1892756271) |

## What reviewers say

### Beyond Bank

[App page](https://appshunter.io/ios/app/beyond-bank/id1055826405)

Manage your finances securely and conveniently on the go. This banking app allows you to easily view accounts, make payments, track spending, and manage your cards. Enjoy personalized features and grow your savings with innovative tools.

**Highlights:** Manage accounts and cards, Create and schedule payments, Use PayID for instant transfers, Biometric login (Face ID, Touch ID), Track spending and transactions, Round2save feature for savings, Notify travel plans for security

**Features:** macOS Compatibility, Siri integration, Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Intuitive and straightforward navigation
- 🔒 Secure banking experience
- 💡 Helpful customer service
- 🚀 Quick and efficient transactions

**What reviewers complain about**

- 🐛 Occasional login issues or app crashes
- 🔍 Limited customization options
- 🔍 Lack of advanced features (e.g., spending tracker)
- 🐛 Inconsistent app performance across devices
- 🔍 Difficulty finding certain functions or settings

**Reported bugs**

- Delayed transaction updates or missing transactions
- Unexpected errors or app crashes during use
- Issues with login or account access on new devices
- Compatibility problems with certain mobile operating systems

**Requested features**

- Spending tracker or budgeting tools
- Customizable app interface and settings
- Improved notification system for transactions
- Better integration with other financial apps or services
- Ability to view mortgage offset account details


### SubWise

[App page](https://appshunter.io/ios/app/subwise/id6762165816)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SubWise Pro | $2.99 | one-time |


## Frequently asked questions

### Is Beyond Bank free?

Beyond Bank is free to download, with no in-app purchases.

### Is SubWise free?

SubWise is free to download, with in-app purchases available.

### Do Beyond Bank or SubWise have ads?

Neither Beyond Bank nor SubWise shows ads.

### Which is updated more often, Beyond Bank or SubWise?

Beyond Bank ships an update every 3 months, and SubWise daily. Most recently, Beyond Bank was updated on October 22, 2026 and SubWise on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*