# 马上金融 (安逸花借款) vs 360借条

The clearest difference is in-app purchases: 360借条 at none against 马上金融 (安逸花借款)'s 5. 360借条 also leads on update cadence (fortnightly vs monthly). 马上金融 (安逸花借款)'s advantage is review sentiment (97% vs 86%). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. 马上金融 (安逸花借款) sells 5 in-app purchases, starting at $0.49 per month. 360借条 asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.8 for 马上金融 (安逸花借款) against 4.7 for 360借条. Both are backed by a comparable volume of ratings — 105K and 50K respectively. Written reviews are what separate them: 97% of 马上金融 (安逸花借款)'s written reviews are positive against 86% of 360借条's.

马上金融 (安逸花借款) ships an update monthly, 360借条 fortnightly. Both last shipped on October 29, 2026.

## The numbers

| Metric | 马上金融 (安逸花借款) | 360借条 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (105K ratings)](https://appshunter.io/ios/app/id1055916992/reviews)** | [4.7 (50K ratings)](https://appshunter.io/ios/app/360/id1623571691/reviews) |
| Number of ratings | **105K** | 50K |
| Positive reviews | **96.8% of reviews** | 85.6% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 59 MB | 93 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [马上消费金融股份有限公司](https://appshunter.io/developer/1035050937) | [Fuzhou Qifu Online Microcredit Co., Ltd](https://appshunter.io/developer/1273977632) |

## What reviewers say

### 马上金融 (安逸花借款)

[App page](https://appshunter.io/ios/app/id1055916992)

This app offers quick and reliable personal loans from a licensed financial institution. Borrow up to 300,000 yuan with fast approval and disbursement, and enjoy opportunities to increase your credit limit. It's designed for convenient online applications and flexible repayment options.

**Highlights:** High loan limits up to 300,000 yuan, Fast approval and disbursement (as quick as 1 minute), Secure and trustworthy lending platform, Opportunities for credit limit increases, Online application with ID and phone number, Circular credit for up to 5 years, Convenient repayment options

**Features:** Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 基础版连续包月会员 | $0.49 | per month |
| 钜惠逸骊会员基础版 | $0.99 | per month |
| 标准版连续包月会员 | $1.49 | per month |
| 逸骊会员连包月卡 | $5.99 | per month |
| 尊享逸骊会员连包月卡 | $14.99 | per month |


### 360借条

[App page](https://appshunter.io/ios/app/360/id1623571691)

This platform offers convenient mobile loans with high credit limits and transparent fee structures. Enjoy flexible repayment options and a secure, entirely online application process. New users can benefit from special interest-free offers.

**Highlights:** High loan limits up to 200,000 CNY, Transparent interest rates starting from 7.2% annualized, Flexible repayment terms (3, 6, 12, up to 24 months), Fully online application, no collateral needed, Facial recognition for quick verification, Secure lending with advanced technology

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 马上金融 (安逸花借款) free?

马上金融 (安逸花借款) is free to download, with in-app purchases available.

### Is 360借条 free?

360借条 is free to download, with no in-app purchases.

### Which has better reviews, 马上金融 (安逸花借款) or 360借条?

马上金融 (安逸花借款) is rated higher. 马上金融 (安逸花借款) averages 4.8 out of 5 from 105K ratings, while 360借条 averages 4.7 from 50K ratings.

### Do 马上金融 (安逸花借款) or 360借条 have ads?

Neither 马上金融 (安逸花借款) nor 360借条 shows ads.

### Which is updated more often, 马上金融 (安逸花借款) or 360借条?

马上金融 (安逸花借款) ships an update monthly, and 360借条 fortnightly. Most recently, 马上金融 (安逸花借款) was updated on October 29, 2026 and 360借条 on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*