# 马上金融 (安逸花借款) vs Parali

The clearest difference is in-app purchases: Parali at none against 马上金融 (安逸花借款)'s 5. 马上金融 (安逸花借款)'s advantage is iOS requirement (13.0 vs 15.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. 马上金融 (安逸花借款) sells 5 in-app purchases, starting at $0.49 per month. Parali asks for nothing beyond the download.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 31, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | 马上金融 (安逸花借款) | Parali |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (105K ratings)](https://appshunter.io/ios/app/id1055916992/reviews)** | — |
| Number of ratings | **105K** | — |
| Positive reviews | 96.8% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | — |
| Size | 59 MB | 53 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [马上消费金融股份有限公司](https://appshunter.io/developer/1035050937) | [PAGALI COMERCIO, SOCIEDADE UNIPESSOAL LDA](https://appshunter.io/developer/1111715957) |

## What reviewers say

### 马上金融 (安逸花借款)

[App page](https://appshunter.io/ios/app/id1055916992)

This app offers quick and reliable personal loans from a licensed financial institution. Borrow up to 300,000 yuan with fast approval and disbursement, and enjoy opportunities to increase your credit limit. It's designed for convenient online applications and flexible repayment options.

**Highlights:** High loan limits up to 300,000 yuan, Fast approval and disbursement (as quick as 1 minute), Secure and trustworthy lending platform, Opportunities for credit limit increases, Online application with ID and phone number, Circular credit for up to 5 years, Convenient repayment options

**Features:** Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 基础版连续包月会员 | $0.49 | per month |
| 钜惠逸骊会员基础版 | $0.99 | per month |
| 标准版连续包月会员 | $1.49 | per month |
| 逸骊会员连包月卡 | $5.99 | per month |
| 尊享逸骊会员连包月卡 | $14.99 | per month |

**What reviewers like**

- 🚀 Fast loan approval and disbursement
- 👍 Easy and quick application process
- 💰 High credit limits
- 💳 Flexible repayment options
- ✅ Reliable financial service

**What reviewers complain about**

- 💸 High interest rates
- 📞 Aggressive and violent debt collection tactics
- 📱 Contact list harassment
- 👨‍👩‍👧‍👦 Harassment of family and parents
- 📉 Information theft

**Requested features**

- Lower interest rates
- More user-friendly debt collection practices
- Improved app content and features
- Timely activity notifications


### Parali

[App page](https://appshunter.io/ios/app/parali/id6443763240)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 马上金融 (安逸花借款) free?

马上金融 (安逸花借款) is free to download, with in-app purchases available.

### Is Parali free?

Parali is free to download, with no in-app purchases.

### Do 马上金融 (安逸花借款) or Parali have ads?

Neither 马上金融 (安逸花借款) nor Parali shows ads.

### Which is updated more often, 马上金融 (安逸花借款) or Parali?

马上金融 (安逸花借款) ships an update monthly, and Parali monthly. Most recently, 马上金融 (安逸花借款) was updated on October 31, 2026 and Parali on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*