# Albert vs Grid Money

The clearest difference is ads: Grid Money at none against Albert's shown. Albert's advantage is ratings volume (333K vs 30K). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for Albert against 4.6 for Grid Money. That said, the two scores are not equally well evidenced: Albert has 333K ratings behind it against 30K, so its average is the more settled of the two. Written reviews are what separate them: 58% of Albert's written reviews are positive against 51% of Grid Money's.

Both ship on a similar rhythm, roughly weekly. Both last shipped on September 24, 2026.

## The numbers

| Metric | Albert | Grid Money |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (333K ratings)](https://appshunter.io/ios/app/albert-budgeting-and-banking/id1057771088/reviews) | [4.6 (30K ratings)](https://appshunter.io/ios/app/grid-money/id1473180914/reviews) |
| Number of ratings | **333K** | 30K |
| Positive reviews | **57.6% of reviews** | 51.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Weekly | Weekly |
| Monetization | Subscription | Subscription |
| Best chart rank | **#57** | #138 |
| Size | 239 MB | 312 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Albert Corporation](https://appshunter.io/developer/1057771087) | [Hatfield, Inc.](https://appshunter.io/developer/1387973302) |

## What reviewers say

### Albert

[App page](https://appshunter.io/ios/app/albert-budgeting-and-banking/id1057771088)

**Currently charting:** #57 Top Free · Finance (US App Store)

Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.

**Highlights:** Budgeting and expense tracking, Automatic savings and investing, 24/7 identity and account monitoring, High-yield savings accounts, AI financial assistant, Bill negotiation, Early direct deposit

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient and helpful
- 📊 Good budgeting and savings tools
- 🤖 Useful AI-powered features
- 🤝 Responsive customer support
- 💰 Provides emergency cash advances

**What reviewers complain about**

- 🔒 Concerns about security and privacy
- 💰 Unexpected/hidden fees and charges
- 🤖 AI-powered features not always accurate
- 🔁 Difficult to cancel or close account
- 🕰️ Slow processing of withdrawals and transfers

**Reported bugs**

- Account verification and login issues
- Inconsistent automatic savings withdrawals
- Incorrect balance and transaction reporting

**Requested features**

- Improved budgeting and expense tracking
- Ability to manually input bills and expenses
- Faster access to saved/invested funds
- Clearer communication of fees and policies
- Better customer support options (phone, etc.)


### Grid Money

[App page](https://appshunter.io/ios/app/grid-money/id1473180914)

**Currently charting:** #138 Top Free · Finance (US App Store)

Access cash advances between paychecks without interest or credit checks. Boost your take-home pay and receive your tax refund early. Build your credit score with a simple monthly fee.

**Highlights:** Cash advances up to $200, Boost your paycheck, Early tax refund access, No interest or credit checks, Build credit score, Transparent pricing

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Instant cash advances
- 💳 Helpful credit-building tools
- 👍 User-friendly app
- 🤝 Reliable customer service
- 💰 Flexible repayment options

**What reviewers complain about**

- 🐛 Technical issues with account connectivity
- 🕰️ Slow response from customer support
- 💰 Subscription fees and hidden costs
- 🔒 Concerns about account security
- 📆 Delays in receiving cash advances

**Reported bugs**

- Recurring subscription charges even after cancellation
- Inability to access funds due to 'network issues'
- Inconsistent advance amounts and payout timelines
- Difficulty in closing accounts and removing bank information

**Requested features**

- Expand support for non-W2 workers
- Improve direct deposit and early paycheck access
- Provide more transparency on credit-building features
- Enhance communication and update users on service disruptions


## Frequently asked questions

### Is Albert free?

Albert is free to download, with no in-app purchases.

### Is Grid Money free?

Grid Money is free to download, with no in-app purchases.

### Which has better reviews, Albert or Grid Money?

Albert and Grid Money are both rated 4.6 out of 5 on the App Store, from 333K and 30K ratings respectively.

### Do Albert or Grid Money have ads?

Albert shows ads; Grid Money does not.

### Which is updated more often, Albert or Grid Money?

Albert ships an update weekly, and Grid Money weekly. Most recently, Albert was updated on September 24, 2026 and Grid Money on September 24, 2026.

### Which is more popular, Albert or Grid Money?

Albert currently peaks at #57 in the App Store charts, and Grid Money at #138. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*