# 华商银行 vs 中银智慧商家

The clearest difference is review sentiment: 华商银行 at 40% against 中银智慧商家's 14%. 华商银行 also leads on update cadence (every 5 weeks vs every 2 months). 中银智慧商家's advantage is iOS requirement (9.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

华商银行 ships an update every 5 weeks, 中银智慧商家 every 2 months. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | 华商银行 | 中银智慧商家 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[1.0 (1 ratings)](https://appshunter.io/ios/app/id1222286331/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | **40.0% of reviews** | 14.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 2 months |
| Size | 122 MB | 64 MB |
| Requires iOS | 13.0 | **9.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Industrial and Commercial Bank of China](https://appshunter.io/developer/404569366) | [中国银行股份有限公司](https://appshunter.io/developer/392493980) |

## What reviewers say

### 华商银行

[App page](https://appshunter.io/ios/app/id1057920435)

**Features:** Vision Pro support

**In-app purchases:** none


### 中银智慧商家

[App page](https://appshunter.io/ios/app/id1222286331)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 华商银行 free?

华商银行 is free to download, with no in-app purchases.

### Is 中银智慧商家 free?

中银智慧商家 is free to download, with no in-app purchases.

### Do 华商银行 or 中银智慧商家 have ads?

Neither 华商银行 nor 中银智慧商家 shows ads.

### Which is updated more often, 华商银行 or 中银智慧商家?

华商银行 ships an update every 5 weeks, and 中银智慧商家 every 2 months. Most recently, 华商银行 was updated on November 6, 2026 and 中银智慧商家 on November 2, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*