Loan Calculator vs BOE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Loan Calculator
This app helps users understand the true cost of loans and mortgages by providing detailed amortization schedules and interest calculations. It allows for scenario comparisons, early payoff planning, and visualization of debt reduction. Useful for homebuyers, car buyers, and financial professionals.
- Detailed amortization schedules
- Interest savings calculation
- Multiple loan scenario comparison
- Visualize payoff journey with graphs
- Export payment schedules
- Bonus calculators (credit card, rental property)
- Apple Watch support
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Transform How You Understand Loans & Mortgages Thinking about buying a home? A new car? Refinancing? Before you sign anything, see the full picture with the loan calculator trusted by over 20,000 users (4.6/5.0+ average rating). Why This Calculator Changes Everything: Unlike basic calculators that only show monthly payments, this app reveals what lenders don't advertise - how much interest you'll actually pay, when you'll be debt-free, and exactly how extra payments can save you thousands. Make Smarter Financial Decisions: - Planning a $700K mortgage? Instantly see how an extra $100/month cuts years off your loan - Comparing offers? Save multiple scenarios side-by-side to find the best deal - Want to payoff early? Calculate exactly how much you'll save in interest - Track every payment with detailed amortization schedules that break down principal vs interest Built for Real People & Professionals: Whether you're a first-time homebuyer trying to understand what you can afford, or a real estate professional running numbers for clients - this calculator delivers clarity in seconds. Powerful Features Made Simple: - Beautiful graphs that visualize your payoff journey - Compare multiple loans instantly - see which saves you money - Export payment schedules to share with your spouse or financial advisor - 7 bonus calculators including credit card payoff & rental property analysis - Apple Watch support for quick calculations on the go - Sync across all your Apple devices Stop Guessing. Start Knowing. Every financial decision deserves accurate numbers. Download now and see exactly what your loan will cost - not just monthly, but over the life of the loan. Free to download with optional features. Join thousands who've already taken control of their loan decisions. Auto Renewable Subscriptions: Monthly Pass subscriptions allow for unlimited saved loan entries, access to the additional finance tools tab, and an Ad free experience (iOS devices). You will be charged through your App Store account. A Yearly Pass is also available at a discounted rate as compared to the monthly rate. Subscriptions help support the app team, and allow us to continue to provide updates and new features. Subscriptions will automatically renew unless cancelled within 24-hours before the end of the current period. You can cancel anytime within your iTunes account settings. Any unused portion of a free trial (if applicable) will be forfeited if you purchase a subscription. Terms and Conditions (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.chuchutrain.com/privacy-policy.html
BOE
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BOE is a back-of-envelope underwriting calculator for multifamily real estate. Built for professionals who need to screen deals fast — during broker tours, on calls, or between meetings. Punch in the basics: purchase price, units, rent, debt. Get levered and unlevered IRR, equity multiple, DSCR, cash-on-cash, AFFO yield, total profit, and a full capital stack breakdown. All in seconds. Free includes: Full underwriting calculator Year 1 operating summary Capital stack and sources & uses Save up to 3 deals Import/export deal files BOE Pro unlocks: Year-by-year cash flow toggle (Y1 through exit) Full levered cash flow waterfall with FFO/AFFO breakdown Sensitivity matrix (IRR across exit cap and rent growth) Deal comparison (unlimited deals side-by-side) Comp averaging — select saved deals and auto-apply average assumptions to a new deal PDF export for sharing Unlimited saved deals Built by a real estate PE professional, for real estate professionals. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://boe-site.vercel.app/privacy.html
Screenshots
Verdict
The clearest difference is ads: BOE at none against Loan Calculator's shown. BOE also leads on iOS requirement (15.1 vs 17.0). Loan Calculator's advantage is device support (4 vs 2). On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Loan Calculator sells 7 in-app purchases, starting at $1.99 per 7 days and BOE sells 2 in-app purchases, starting at $14.99 per month. Whichever you choose, the download price is not the number that matters.
| Parameter | Loan Calculator | BOE |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (23K ratings) — better | — |
| Positive reviews | 32.0% of reviews | — |
| Number of ratings | 23K — better | — |
| Update frequency | Every 3 weeks | — |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, Mac, Apple Watch — better | iPhone, iPod |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 10 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | ChuChu Train Productions | NOIR Collective Ltd. |
Bugs and requests
Loan Calculator
Reported bugs
3 issues- Extra payment field not calculating correctly
- App freezing and shifting up after inputting loan details
- Calculations not matching real-world loan repayment schedules
Requested features
4 requests- Add down payment, taxes, and insurance options
- Implement comparison graphs and offset account analysis
- Provide option to pay weekly, bi-weekly, or monthly
- Add reset button and ability to save multiple loan scenarios
BOE
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Loan Calculator
- Weekly Pass$1.997 Days
- Monthly Pass$4.991 Month
- Yearly Pass$29.991 Year
- Unlock Tools$1.99
- Unlimited Favorites$2.99
- Remove Ads$2.99
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- Lifetime Pass$99.99
BOE
- BOE Pro Monthly$14.991 Month
- BOE Pro Annual$99.991 Year









