Loan Calculator vs BudgetBug
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Loan Calculator
This app helps you understand the true cost of loans and mortgages by revealing total interest paid and offering payoff scenarios. It provides detailed amortization schedules and allows for comparison of multiple loan options. Ideal for homebuyers, car buyers, and financial professionals seeking clarity on loan terms.
- Detailed amortization schedules
- Compare multiple loan scenarios
- Calculate total interest paid
- Visualize payoff journey with graphs
- Export payment schedules
- Includes bonus calculators
- Apple Watch support
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Transform How You Understand Loans & Mortgages Thinking about buying a home? A new car? Refinancing? Before you sign anything, see the full picture with the loan calculator trusted by over 20,000 users (4.6/5.0+ average rating). Why This Calculator Changes Everything: Unlike basic calculators that only show monthly payments, this app reveals what lenders don't advertise - how much interest you'll actually pay, when you'll be debt-free, and exactly how extra payments can save you thousands. Make Smarter Financial Decisions: - Planning a $700K mortgage? Instantly see how an extra $100/month cuts years off your loan - Comparing offers? Save multiple scenarios side-by-side to find the best deal - Want to payoff early? Calculate exactly how much you'll save in interest - Track every payment with detailed amortization schedules that break down principal vs interest Built for Real People & Professionals: Whether you're a first-time homebuyer trying to understand what you can afford, or a real estate professional running numbers for clients - this calculator delivers clarity in seconds. Powerful Features Made Simple: - Beautiful graphs that visualize your payoff journey - Compare multiple loans instantly - see which saves you money - Export payment schedules to share with your spouse or financial advisor - 7 bonus calculators including credit card payoff & rental property analysis - Apple Watch support for quick calculations on the go - Sync across all your Apple devices Stop Guessing. Start Knowing. Every financial decision deserves accurate numbers. Download now and see exactly what your loan will cost - not just monthly, but over the life of the loan. Free to download with optional features. Join thousands who've already taken control of their loan decisions. Auto Renewable Subscriptions: Monthly Pass subscriptions allow for unlimited saved loan entries, access to the additional finance tools tab, and an Ad free experience (iOS devices). You will be charged through your App Store account. A Yearly Pass is also available at a discounted rate as compared to the monthly rate. Subscriptions help support the app team, and allow us to continue to provide updates and new features. Subscriptions will automatically renew unless cancelled within 24-hours before the end of the current period. You can cancel anytime within your iTunes account settings. Any unused portion of a free trial (if applicable) will be forfeited if you purchase a subscription. Terms and Conditions (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.chuchutrain.com/privacy-policy.html
BudgetBug
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BudgetBug is your all-in-one personal finance companion built to help you spend smarter, track bills, understand your cash flow, and grow your wealth. KEY FEATURES Budget Tracking Set monthly budgets and see exactly where your money goes. Get real-time spending insights from Bugsy, your AI financial companion. Bills and Calendar Never miss a payment. Track all your bills in a calendar view with autopay status, due dates, and monthly totals. Cash Flow See your 7-day income and expense forecast with a projected month-end balance so you are always prepared. Net Worth Track your assets and liabilities over time with trend charts. Connect your bank accounts to see the full picture. Forecast Plan ahead with a 3-month financial projection. Set savings goals and track your progress toward an Emergency Fund, vacation, or debt payoff. Investments Monitor your investment portfolio alongside your everyday finances. Transactions Search, filter, and categorize your transactions by month, quarter, or year. SECURITY AND PRIVACY Bank connections via Plaid - your credentials never touch our servers AES-256-GCM encryption for all stored tokens OAuth 2.0 for Google and Microsoft sign-in Connect your bank securely through Plaid and let BudgetBug do the heavy lifting so you can focus on building the life you want. Terms of Use: https://budgetbug.live/terms Privacy Policy: https://budgetbug.live/privacy
Screenshots
Verdict
The clearest difference is ads: BudgetBug at none against Loan Calculator's shown. BudgetBug also leads on iOS requirement (15.0 vs 17.0). Loan Calculator's advantage is update cadence (fortnightly vs every 2 months). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Loan Calculator sells 7 in-app purchases, starting at $1.99 per 7 days and BudgetBug sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Loan Calculator ships an update fortnightly, BudgetBug every 2 months. The most recent releases landed on November 10, 2026 and November 5, 2026 respectively.
| Parameter | Loan Calculator | BudgetBug |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (23K ratings) — better | — |
| Positive reviews | 32.0% of reviews | — |
| Number of ratings | 23K — better | — |
| Update frequency | Fortnightly — better | Every 2 months |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, Mac, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 10 MB | 8 MB |
| Age rating | 4+ | 4+ |
| Developer | ChuChu Train Productions | BFG Solutions, LLC |
Bugs and requests
Loan Calculator
Reported bugs
3 issues- Extra payment field not calculating correctly
- App freezing and shifting up after inputting loan details
- Calculations not matching real-world loan repayment schedules
Requested features
4 requests- Add down payment, taxes, and insurance options
- Implement comparison graphs and offset account analysis
- Provide option to pay weekly, bi-weekly, or monthly
- Add reset button and ability to save multiple loan scenarios
BudgetBug
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Loan Calculator
- Weekly Pass$1.997 Days
- Monthly Pass$4.991 Month
- Yearly Pass$29.991 Year
- Unlock Tools$1.99
- Unlimited Favorites$2.99
- Remove Ads$2.99
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- Lifetime Pass$99.99
BudgetBug
- Standard Monthly$3.991 Month
- Premium Monthly1 Month trial$7.991 Month
- Standard Annual$39.991 Year
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- Premium Annual1 Month trial$79.991 Year
Questions
Is Loan Calculator free?
Is BudgetBug free?
Do Loan Calculator or BudgetBug have ads?
Which is updated more often, Loan Calculator or BudgetBug?
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