# Aqua credit card vs SplitBook

The clearest difference is update cadence: Aqua credit card at weekly against SplitBook's every 2 months. Aqua credit card also leads on iOS requirement (15.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Aqua credit card ships an update weekly, SplitBook every 2 months. The most recent releases landed on November 1, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Aqua credit card | SplitBook |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (325 ratings)](https://appshunter.io/ios/app/aqua-credit-card/id1059355733/reviews)** | — |
| Number of ratings | **325** | — |
| Positive reviews | 65.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 months |
| Monetization | Free | — |
| Size | 162 MB | 2 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [NewDay Ltd](https://appshunter.io/developer/903335384) | [Jared Ferguson](https://appshunter.io/developer/1880822268) |

## What reviewers say

### Aqua credit card

[App page](https://appshunter.io/ios/app/aqua-credit-card/id1059355733)

Easily manage your credit card account on the go. View balances, transactions, and make payments. Set up Direct Debits, manage statements, and update your contact details. Get support and access FAQs directly within the app.

**Highlights:** View balance and credit limit, Track transactions (pending and posted), Make payments, Set up/manage Direct Debit, Manage statement preferences, Update contact details, Access FAQs and contact support

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Amazing credit limit increases
- 👍 Excellent for building credit score
- 🚀 Easy to use app
- 👍 Helpful customer service
- 🚀 Reliable and trustworthy service

**What reviewers complain about**

- 🐛 Login issues and app crashes
- 💰 High interest rates
- 🔒 Difficult to access account without passcode
- 🐛 Payment and transaction issues
- 🔒 Lack of customer support on weekends

**Reported bugs**

- Face ID suddenly stopped working
- App not recognizing passcode
- Transactions not updating in real-time
- System unavailable errors when trying to access account

**Requested features**

- Dark mode option
- Ability to delete read messages
- More payment options
- Improved app stability and performance


### SplitBook

[App page](https://appshunter.io/ios/app/splitbook/id6759811518)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Aqua credit card free?

Aqua credit card is free to download, with no in-app purchases.

### Is SplitBook free?

SplitBook is free to download, with no in-app purchases.

### Do Aqua credit card or SplitBook have ads?

Neither Aqua credit card nor SplitBook shows ads.

### Which is updated more often, Aqua credit card or SplitBook?

Aqua credit card ships an update weekly, and SplitBook every 2 months. Most recently, Aqua credit card was updated on November 1, 2026 and SplitBook on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*