# HCOB Banking vs Private Budget

The clearest difference is in-app purchases: HCOB Banking at none against Private Budget's 2. HCOB Banking also leads on iOS requirement (14.0 vs 27.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Private Budget sells 2 one-off in-app purchases. HCOB Banking asks for nothing beyond the download.

HCOB Banking ships an update every 6 months, Private Budget every 10 months. The most recent releases landed on November 11, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | HCOB Banking | Private Budget |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 6 months** | Every 10 months |
| Size | 38 MB | 7 MB |
| Requires iOS | **14.0** | 27.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Hamburg Commercial Bank AG](https://appshunter.io/developer/838962891) | [Felix Gutbrodt](https://appshunter.io/developer/1180337722) |

## What reviewers say

### HCOB Banking

[App page](https://appshunter.io/ios/app/hcob-banking/id1059781709)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Private Budget

[App page](https://appshunter.io/ios/app/private-budget/id6566190585)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 2 Months Free Trial | Free | one-time |
| Private Budget Pro Lifetime | $2.99 | one-time |


## Frequently asked questions

### Is HCOB Banking free?

HCOB Banking is free to download, with no in-app purchases.

### Is Private Budget free?

Private Budget is free to download, with in-app purchases available.

### Do HCOB Banking or Private Budget have ads?

Neither HCOB Banking nor Private Budget shows ads.

### Which is updated more often, HCOB Banking or Private Budget?

HCOB Banking ships an update every 6 months, and Private Budget every 10 months. Most recently, HCOB Banking was updated on November 11, 2026 and Private Budget on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*