# HCOB Banking vs Subsio

The clearest difference is update cadence: Subsio at every 2 days against HCOB Banking's every 6 months. HCOB Banking's advantage is device support (3 vs 1) and iOS requirement (14.0 vs 18.2). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HCOB Banking ships an update every 6 months, Subsio every 2 days. The most recent releases landed on October 20, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | HCOB Banking | Subsio |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 2 days** |
| Size | 38 MB | 1 MB |
| Requires iOS | **14.0** | 18.2 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [Hamburg Commercial Bank AG](https://appshunter.io/developer/838962891) | [MICHAEL NICKEL](https://appshunter.io/developer/1778895102) |

## What reviewers say

### HCOB Banking

[App page](https://appshunter.io/ios/app/hcob-banking/id1059781709)

**Features:** macOS Compatibility

**In-app purchases:** none


### Subsio

[App page](https://appshunter.io/ios/app/subsio/id6743678030)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is HCOB Banking free?

HCOB Banking is free to download, with no in-app purchases.

### Is Subsio free?

Subsio is free to download, with no in-app purchases.

### Do HCOB Banking or Subsio have ads?

Neither HCOB Banking nor Subsio shows ads.

### Which is updated more often, HCOB Banking or Subsio?

HCOB Banking ships an update every 6 months, and Subsio every 2 days. Most recently, HCOB Banking was updated on October 20, 2026 and Subsio on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*