# DhanSmart vs KRS Digigold

DhanSmart and KRS Digigold are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DhanSmart ships an update every 2 months, KRS Digigold every 3 months. The most recent releases landed on October 29, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | DhanSmart | KRS Digigold |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.3 (4 ratings)](https://appshunter.io/ios/app/dhansmart/id1061588821/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 28.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free | — |
| Size | 104 MB | 33 MB |
| Requires iOS | **14.1** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 12+ |
| Developer | [Dhanlaxmi Bank Ltd.](https://appshunter.io/developer/616680917) | [Giri Technologies Pvt Ltd](https://appshunter.io/developer/1470737875) |

## What reviewers say

### DhanSmart

[App page](https://appshunter.io/ios/app/dhansmart/id1061588821)

Access your Dhanlaxmi Bank accounts from your iPhone or iPad. Perform various banking tasks like viewing statements, transferring funds, and managing deposits remotely.

**Highlights:** Account summary viewing, Mini/Detailed statement access, Fund transfers (NEFT/RTGS), Term and Recurring Deposit management, Cheque book and card requests

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### KRS Digigold

[App page](https://appshunter.io/ios/app/krs-digigold/id6796971517)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is DhanSmart free?

DhanSmart is free to download, with no in-app purchases.

### Is KRS Digigold free?

KRS Digigold is free to download, with no in-app purchases.

### Do DhanSmart or KRS Digigold have ads?

Neither DhanSmart nor KRS Digigold shows ads.

### Which is updated more often, DhanSmart or KRS Digigold?

DhanSmart ships an update every 2 months, and KRS Digigold every 3 months. Most recently, DhanSmart was updated on October 29, 2026 and KRS Digigold on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*