# 现金宝 vs 华商基金

The clearest difference is review sentiment: 华商基金 at 100% against 现金宝's 0%. 华商基金 also leads on rating (5.0 vs 1.7) and iOS requirement (10.0 vs 13.0). 现金宝's advantage is update cadence (every 3 weeks vs every 4 months) and ratings volume (7 vs 1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

华商基金 holds the better App Store score, 5.0 against 1.7. That said, the two scores are not equally well evidenced: 现金宝 has 7 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of 现金宝's written reviews are positive against 100% of 华商基金's.

现金宝 ships an update every 3 weeks, 华商基金 every 4 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | 现金宝 | 华商基金 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.7 (7 ratings)](https://appshunter.io/ios/app/id1061838086/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id1069850979/reviews)** |
| Number of ratings | **7** | 1 |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 months |
| Monetization | Free | — |
| Size | 162 MB | 44 MB |
| Requires iOS | 13.0 | **10.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [汇添富基金销售(上海)有限公司](https://appshunter.io/developer/1893859463) | [华商基金管理有限公司](https://appshunter.io/developer/1069850978) |

## What reviewers say

### 现金宝

[App page](https://appshunter.io/ios/app/id1061838086)

This platform offers a wide range of investment funds, including money market, bond, index, and equity funds. It provides competitive fees and market insights to help users make informed investment decisions. The service is backed by a reputable asset management company with numerous industry awards.

**Highlights:** Diverse fund selection, Competitive purchase fees, Market news and analysis, Investment companionship services, Backed by award-winning company

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 华商基金

[App page](https://appshunter.io/ios/app/id1069850979)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 现金宝 free?

现金宝 is free to download, with no in-app purchases.

### Is 华商基金 free?

华商基金 is free to download, with no in-app purchases.

### Which has better reviews, 现金宝 or 华商基金?

华商基金 is rated higher. 现金宝 averages 1.7 out of 5 from 7 ratings, while 华商基金 averages 5.0 from 1 ratings.

### Do 现金宝 or 华商基金 have ads?

Neither 现金宝 nor 华商基金 shows ads.

### Which is updated more often, 现金宝 or 华商基金?

现金宝 ships an update every 3 weeks, and 华商基金 every 4 months. Most recently, 现金宝 was updated on October 24, 2026 and 华商基金 on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*