# BIDV SmartBanking vs GTHT Mobile

The clearest difference is rating: GTHT Mobile at 5.0 against BIDV SmartBanking's 3.8. BIDV SmartBanking's advantage is ratings volume (760 vs 1) and iOS requirement (13.0 vs 15.6). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

GTHT Mobile holds the better App Store score, 5.0 against 3.8. That said, the two scores are not equally well evidenced: BIDV SmartBanking has 760 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 64% of BIDV SmartBanking's written reviews are positive against 60% of GTHT Mobile's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 21, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | BIDV SmartBanking | GTHT Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (760 ratings)](https://appshunter.io/ios/app/bidv-smartbanking/id1061867449/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/gtht-mobile/id1605320421/reviews)** |
| Number of ratings | **760** | 1 |
| Positive reviews | **64.2% of reviews** | 60.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free | Free |
| Size | 781 MB | 87 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [BIDV](https://appshunter.io/developer/483349917) | [GUOTAI JUNAN SECURITIES (VIETNAM) CORP](https://appshunter.io/developer/1375470802) |

## What reviewers say

### BIDV SmartBanking

[App page](https://appshunter.io/ios/app/bidv-smartbanking/id1061867449)

This digital banking app offers a personalized and seamless experience with an AI assistant for product recommendations and 24/7 chatbot support. It features automated investing, smart financial management tools, and a wide range of integrated lifestyle services, all secured with advanced authentication.

**Highlights:** AI assistant for personalized recommendations, 24/7 chatbot support, Automated investing for idle cash, Smart financial management tools, Integrated lifestyle services (bill pay, shopping), Secure login and transaction authentication

**Features:** Apple Wallet, Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 🔒 Secure and reliable
- 👍 User-friendly interface
- 💡 Innovative features
- 🛒 Convenient shopping and payment options

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔍 Difficult account management
- 🕰️ Slow response times
- 💳 Excessive fees and charges
- 🤖 Poor customer support

**Reported bugs**

- Inability to create new accounts
- Inconsistent facial recognition
- Delayed SMS OTP delivery
- Sync issues between devices
- Unexpected app crashes

**Requested features**

- Biometric login options
- Improved transaction history
- Customizable notifications
- Integration with third-party services
- Enhanced security features


### GTHT Mobile

[App page](https://appshunter.io/ios/app/gtht-mobile/id1605320421)

This app provides a comprehensive suite of financial services, including stock brokerage, investment consulting, proprietary trading, and securities custody. It is offered by a reputable securities company with a strong background in the financial market.

**Highlights:** Stock brokerage, Investment consulting, Proprietary trading, Securities custody, Underwriting services

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BIDV SmartBanking free?

BIDV SmartBanking is free to download, with no in-app purchases.

### Is GTHT Mobile free?

GTHT Mobile is free to download, with no in-app purchases.

### Which has better reviews, BIDV SmartBanking or GTHT Mobile?

GTHT Mobile is rated higher. BIDV SmartBanking averages 3.8 out of 5 from 760 ratings, while GTHT Mobile averages 5.0 from 1 ratings.

### Do BIDV SmartBanking or GTHT Mobile have ads?

Neither BIDV SmartBanking nor GTHT Mobile shows ads.

### Which is updated more often, BIDV SmartBanking or GTHT Mobile?

BIDV SmartBanking ships an update every 2 weeks, and GTHT Mobile every 2 weeks. Most recently, BIDV SmartBanking was updated on October 21, 2026 and GTHT Mobile on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*