# BIDV SmartBanking vs Epic Center

BIDV SmartBanking and Epic Center are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | BIDV SmartBanking | Epic Center |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.8 (807 ratings)](https://appshunter.io/ios/app/bidv-smartbanking/id1061867449/reviews)** | — |
| Number of ratings | **807** | — |
| Positive reviews | 64.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free | — |
| Size | 766 MB | 249 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 9+ |
| Developer | [BIDV](https://appshunter.io/developer/483349917) | [EPIC GROUP](https://appshunter.io/developer/1639075009) |

## What reviewers say

### BIDV SmartBanking

[App page](https://appshunter.io/ios/app/bidv-smartbanking/id1061867449)

This digital banking app offers a personalized and seamless experience with an AI assistant for product recommendations and 24/7 chatbot support. It features automated investing, smart financial management tools, and a wide range of integrated lifestyle services, all secured with advanced authentication.

**Highlights:** AI assistant for personalized recommendations, 24/7 chatbot support, Automated investing for idle cash, Smart financial management tools, Integrated lifestyle services (bill pay, shopping), Secure login and transaction authentication

**Features:** Apple Wallet, Apple Watch app, Vision Pro support, iPhone Duo support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 🔒 Secure and reliable
- 👍 User-friendly interface
- 💡 Innovative features
- 🛒 Convenient shopping and payment options

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔍 Difficult account management
- 🕰️ Slow response times
- 💳 Excessive fees and charges
- 🤖 Poor customer support

**Reported bugs**

- Inability to create new accounts
- Inconsistent facial recognition
- Delayed SMS OTP delivery
- Sync issues between devices
- Unexpected app crashes

**Requested features**

- Biometric login options
- Improved transaction history
- Customizable notifications
- Integration with third-party services
- Enhanced security features


### Epic Center

[App page](https://appshunter.io/ios/app/epic-center/id1639075007)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BIDV SmartBanking free?

BIDV SmartBanking is free to download, with no in-app purchases.

### Is Epic Center free?

Epic Center is free to download, with no in-app purchases.

### Do BIDV SmartBanking or Epic Center have ads?

Neither BIDV SmartBanking nor Epic Center shows ads.

### Which is updated more often, BIDV SmartBanking or Epic Center?

BIDV SmartBanking ships an update fortnightly, and Epic Center fortnightly. Most recently, BIDV SmartBanking was updated on November 6, 2026 and Epic Center on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*