# Card Lock vs MyCardRules

The clearest difference is rating: MyCardRules at 4.5 against Card Lock's 2.9. MyCardRules also leads on ratings volume (867 vs 11). Card Lock's advantage is review sentiment (27% vs 19%) and iOS requirement (8.0 vs 14.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MyCardRules holds the better App Store score, 4.5 against 2.9. That said, the two scores are not equally well evidenced: MyCardRules has 867 ratings behind it against 11, so its average is the more settled of the two. Written reviews complicate that: 27% of Card Lock's written reviews are positive against 19% of MyCardRules's, so the app with the better star average is not the one people write more warmly about.

## The numbers

| Metric | Card Lock | MyCardRules |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.9 (11 ratings)](https://appshunter.io/ios/app/card-lock/id1062398909/reviews) | **[4.5 (867 ratings)](https://appshunter.io/ios/app/mycardrules/id1229273747/reviews)** |
| Number of ratings | 11 | **867** |
| Positive reviews | **27.3% of reviews** | 18.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | — | Every 9 months |
| Monetization | Free | Free |
| Size | 11 MB | 46 MB |
| Requires iOS | **8.0** | 14.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First Data Corporation](https://appshunter.io/developer/407590380) | [Jack Henry and Associates, Inc.](https://appshunter.io/developer/1229273746) |

## What reviewers say

### Card Lock

[App page](https://appshunter.io/ios/app/card-lock/id1062398909)

Manage your debit and credit cards with real-time controls. Set custom alerts for payments and delivery preferences, and control where and when your card can be used. Instantly lock your card if misplaced to prevent unauthorized transactions.

**Highlights:** Real-time card controls, Customizable payment alerts, Select alert delivery methods, Set spending thresholds, Manage card usage locations, Instant card locking

**Features:** macOS Compatibility

**In-app purchases:** none


### MyCardRules

[App page](https://appshunter.io/ios/app/mycardrules/id1229273747)

Take full control of your credit card usage. Set spending limits, block specific transaction types, and receive real-time notifications for every card activity. Manage your finances with confidence and security.

**Highlights:** Transaction type control, Spending limit management, Real-time transaction notifications, Card usage security, Personalized card rules

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🔒 Secure card locking
- 🚨 Instant transaction alerts
- 💰 Saved from fraudulent charges

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🔑 Frequent login issues
- 📵 Unreliable notifications
- 🔒 Accounts getting locked out
- ⚠️ Compatibility problems

**Reported bugs**

- Login credentials not working
- Unable to update or reset password
- Notification issues on iPhones
- Compatibility problems with certain cards

**Requested features**

- Touch ID/Face ID support
- Password reset functionality
- Ability to manage multiple cards
- Text message notifications
- Better UI and user experience


## Frequently asked questions

### Is Card Lock free?

Card Lock is free to download, with no in-app purchases.

### Is MyCardRules free?

MyCardRules is free to download, with no in-app purchases.

### Which has better reviews, Card Lock or MyCardRules?

MyCardRules is rated higher. Card Lock averages 2.9 out of 5 from 11 ratings, while MyCardRules averages 4.5 from 867 ratings.

### Do Card Lock or MyCardRules have ads?

Neither Card Lock nor MyCardRules shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*