# mSecure vs Folio

The clearest difference is in-app purchases: Folio at none against mSecure's 8. Folio also leads on update cadence (every 8 days vs every 2 months) and iOS requirement (15.0 vs 17.6). mSecure's advantage is ads (none vs shown) and ratings volume (52K vs 6.9K). On price, rating, review sentiment and monetization model there is nothing between them.

Both are free to download. mSecure sells 8 in-app purchases, starting at $1.49 per month. Folio asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.8 for mSecure against 4.7 for Folio. That said, the two scores are not equally well evidenced: mSecure has 52K ratings behind it against 6.9K, so its average is the more settled of the two. Written reviews are what separate them: 62% of mSecure's written reviews are positive against 64% of Folio's.

mSecure ships an update every 2 months, Folio every 8 days. Both last shipped on November 9, 2026.

## The numbers

| Metric | mSecure | Folio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (52K ratings)](https://appshunter.io/ios/app/msecure-password-manager/id1063795594/reviews)** | [4.7 (6.9K ratings)](https://appshunter.io/ios/app/folio-digital-wallet-app/id1266382717/reviews) |
| Number of ratings | **52K** | 6.9K |
| Positive reviews | 61.8% of reviews | **63.6% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 8 days** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 126 MB | 228 MB |
| Requires iOS | 17.6 | **15.0** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [mSeven Software, LLC](https://appshunter.io/developer/292411905) | [Folio Technologies Limited](https://appshunter.io/developer/1266382716) |

## What reviewers say

### mSecure

[App page](https://appshunter.io/ios/app/msecure-password-manager/id1063795594)

Securely store and manage all your sensitive digital information, including passwords, financial details, and personal documents. Generate strong passwords, utilize auto-fill, and share data selectively with others. Protect your digital life with robust encryption and convenient access across devices.

**Highlights:** AES 256-bit encryption, Password generator, Auto-fill credentials, Two-Factor Authentication, Shared Vaults, Biometric authentication

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly Upgrade | $1.49 | per month |
| Essentials Monthly | $1.99 | per month |
| Premium Monthly | $2.99 | per month |
| Family Monthly | $5.99 | per month |
| Premium Yearly Upgrade | $14.99 | per year |
| Essentials Yearly | $19.99 | per year |
| Premium Yearly | $29.99 | per year |
| Family Yearly | $59.99 | per year |

**What reviewers like**

- 👍 Excellent password manager
- 🔒 Secure storage of passwords and data
- 💡 Customizable templates and fields
- 🚀 Seamless sync across devices
- 👍 Reliable and stable app

**What reviewers complain about**

- 🔒 Forced to use cloud sync and account
- 💰 Subscription model and paywall for basic features
- 🐛 Issues with data migration from older versions
- 🐛 Bugs and glitches in newer versions
- 🔒 Lack of password recovery options

**Reported bugs**

- Disappearing password entries
- Sync issues between devices
- Compatibility problems with newer iOS versions
- Unreliable biometric login

**Requested features**

- Ability to create custom categories
- Improved organization and navigation
- Automatic password generation and updating
- Offline/local sync option
- Family/shared account support


### Folio

[App page](https://appshunter.io/ios/app/folio-digital-wallet-app/id1266382717)

Securely store and organize all your essential cards and documents in one digital wallet. Scan IDs, passports, gift cards, loyalty cards, and travel passes for instant access anytime, anywhere. Features include automatic organization, expiry alerts, and secure cloud backup.

**Highlights:** Scan and store IDs, passports, and licenses, Organize gift, loyalty, and membership cards, Manage travel tickets and bookings, Secure cloud backup and restore, Expiry alerts for documents, Encrypted storage for privacy

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🔒 Secure storage
- 🚀 Convenient digital wallet
- 💡 Useful for travel and organization
- 👍 Great user interface

**What reviewers complain about**

- 🐛 Occasional crashes or glitches
- 🐛 Issues with photo/card scanning
- 🐛 Data loss or disappearing cards
- 🐛 Slow or unresponsive app
- 🔒 Concerns about data security and privacy

**Reported bugs**

- App freezes or crashes when adding cards
- Photo capture not working as expected
- Inability to log in or access account
- Syncing issues between devices

**Requested features**

- Add ability to manually edit/rearrange cards
- Expand category options beyond just 'Other'
- Improve backup and restore functionality
- Add support for more ID/document types
- Integrate with Apple Wallet or other platforms


## Frequently asked questions

### Is mSecure free?

mSecure is free to download, with in-app purchases available.

### Is Folio free?

Folio is free to download, with no in-app purchases.

### Which has better reviews, mSecure or Folio?

mSecure is rated higher. mSecure averages 4.8 out of 5 from 52K ratings, while Folio averages 4.7 from 6.9K ratings.

### Do mSecure or Folio have ads?

Folio shows ads; mSecure does not.

### Which is updated more often, mSecure or Folio?

mSecure ships an update every 2 months, and Folio every 8 days. Most recently, mSecure was updated on November 9, 2026 and Folio on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*