# 湖南银行直销银行 vs 湖南农信手机银行V3

The clearest difference is rating: 湖南银行直销银行 at 5.0 against 湖南农信手机银行V3's 2.8. 湖南银行直销银行 also leads on review sentiment (25% vs 12%). 湖南农信手机银行V3's advantage is ratings volume (5 vs 1) and iOS requirement (11.0 vs 13.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

湖南银行直销银行 holds the better App Store score, 5.0 against 2.8. That said, the two scores are not equally well evidenced: 湖南农信手机银行V3 has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 25% of 湖南银行直销银行's written reviews are positive against 12% of 湖南农信手机银行V3's.

湖南银行直销银行 ships an update every 6 weeks, 湖南农信手机银行V3 monthly. The most recent releases landed on October 4, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | 湖南银行直销银行 | 湖南农信手机银行V3 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id1064367752/reviews)** | [2.8 (5 ratings)](https://appshunter.io/ios/app/v3/id1631060740/reviews) |
| Number of ratings | 1 | **5** |
| Positive reviews | **25.0% of reviews** | 11.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | — | Free |
| Size | 252 MB | 343 MB |
| Requires iOS | 13.0 | **11.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bank of Hunan Corporation Limited](https://appshunter.io/developer/896945786) | [湖南省农村信用社](https://appshunter.io/developer/777476383) |

## What reviewers say

### 湖南银行直销银行

[App page](https://appshunter.io/ios/app/id1064367752)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 湖南农信手机银行V3

[App page](https://appshunter.io/ios/app/v3/id1631060740)

This mobile banking application provides clients with access to financial services from Hunan Rural Credit Cooperative. It offers features for account management, balance inquiries, fund transfers, personal loans, and credit card services.

**Highlights:** Account management, Account inquiry, Self-service transfers, Personal loans, Credit card services

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 湖南银行直销银行 free?

湖南银行直销银行 is free to download, with no in-app purchases.

### Is 湖南农信手机银行V3 free?

湖南农信手机银行V3 is free to download, with no in-app purchases.

### Which has better reviews, 湖南银行直销银行 or 湖南农信手机银行V3?

湖南银行直销银行 is rated higher. 湖南银行直销银行 averages 5.0 out of 5 from 1 ratings, while 湖南农信手机银行V3 averages 2.8 from 5 ratings.

### Do 湖南银行直销银行 or 湖南农信手机银行V3 have ads?

Neither 湖南银行直销银行 nor 湖南农信手机银行V3 shows ads.

### Which is updated more often, 湖南银行直销银行 or 湖南农信手机银行V3?

湖南银行直销银行 ships an update every 6 weeks, and 湖南农信手机银行V3 monthly. Most recently, 湖南银行直销银行 was updated on October 4, 2026 and 湖南农信手机银行V3 on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*