# 国美金融 vs 海尔消费金融

The clearest difference is update cadence: 海尔消费金融 at every 3 weeks against 国美金融's every 2 months. On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

国美金融 ships an update every 2 months, 海尔消费金融 every 3 weeks. The most recent releases landed on August 16, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | 国美金融 | 海尔消费金融 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.0 (4.2K ratings)](https://appshunter.io/ios/app/app/id1129104892/reviews)** |
| Number of ratings | — | **4.2K** |
| Positive reviews | 80.0% of reviews | **87.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 138 MB | 116 MB |
| Requires iOS | 12.0 | **11.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [GOME Financial Holdings Investment CO., LTD](https://appshunter.io/developer/1063986015) | [海尔消费金融有限公司](https://appshunter.io/developer/1067158120) |

## What reviewers say

### 国美金融

[App page](https://appshunter.io/ios/app/id1064826802)

This platform offers a range of financial services including consumer loans, wealth management, and business financing. It leverages technology and risk control to connect users with financial institutions and provide tailored financial solutions.

**Highlights:** Consumer loans, Wealth management services, Business financing, Financial technology services, Smart investment advisor, Gold buyback

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 海尔消费金融

[App page](https://appshunter.io/ios/app/app/id1129104892)

This platform offers online credit loans with flexible repayment options and competitive annual interest rates. New users can enjoy special promotions, including potential interest-free periods and cash bonuses. It's a secure and transparent way to manage borrowing needs.

**Highlights:** Online credit loan application, Loan amounts up to 200,000, Repayment up to 36 months, Annual interest rates from 7.92%, New user promotions, No collateral required

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 国美金融 free?

国美金融 is free to download, with no in-app purchases.

### Is 海尔消费金融 free?

海尔消费金融 is free to download, with no in-app purchases.

### Do 国美金融 or 海尔消费金融 have ads?

Neither 国美金融 nor 海尔消费金融 shows ads.

### Which is updated more often, 国美金融 or 海尔消费金融?

国美金融 ships an update every 2 months, and 海尔消费金融 every 3 weeks. Most recently, 国美金融 was updated on August 16, 2026 and 海尔消费金融 on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*