# 国美金融 vs 360信用钱包

The clearest difference is update cadence: 360信用钱包 at every 3 weeks against 国美金融's every 2 months. On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

国美金融 ships an update every 2 months, 360信用钱包 every 3 weeks. The most recent releases landed on August 16, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | 国美金融 | 360信用钱包 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[1.0 (5 ratings)](https://appshunter.io/ios/app/360/id1480502565/reviews)** |
| Number of ratings | — | **5** |
| Positive reviews | 80.0% of reviews | **86.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 138 MB | 85 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [GOME Financial Holdings Investment CO., LTD](https://appshunter.io/developer/1063986015) | [Fuzhou Qifu Online Microcredit Co., Ltd](https://appshunter.io/developer/1273977632) |

## What reviewers say

### 国美金融

[App page](https://appshunter.io/ios/app/id1064826802)

This platform offers a range of financial services including consumer loans, wealth management, and business financing. It leverages technology and risk control to connect users with financial institutions and provide tailored financial solutions.

**Highlights:** Consumer loans, Wealth management services, Business financing, Financial technology services, Smart investment advisor, Gold buyback

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 360信用钱包

[App page](https://appshunter.io/ios/app/360/id1480502565)

This financial technology platform offers personal credit assessment and consumer finance services. It provides installment purchases and loans, aiming to enhance users' quality of life through convenient and reliable installment consumption experiences. The service leverages advanced technologies to evaluate individual creditworthiness.

**Highlights:** Personal credit assessment, Installment purchases, Cash loans, Consumer finance, Big data technology, Machine learning

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 国美金融 free?

国美金融 is free to download, with no in-app purchases.

### Is 360信用钱包 free?

360信用钱包 is free to download, with no in-app purchases.

### Do 国美金融 or 360信用钱包 have ads?

Neither 国美金融 nor 360信用钱包 shows ads.

### Which is updated more often, 国美金融 or 360信用钱包?

国美金融 ships an update every 2 months, and 360信用钱包 every 3 weeks. Most recently, 国美金融 was updated on August 16, 2026 and 360信用钱包 on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*