# Shared Resources Credit Union vs ACFCU

The clearest difference is review sentiment: Shared Resources Credit Union at 100% against ACFCU's 18%. Shared Resources Credit Union also leads on rating (4.9 vs 4.6) and monetization model (ad-supported vs free with in-app purchases). ACFCU's advantage is ads (none vs shown) and ratings volume (1.5K vs 177). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Shared Resources Credit Union holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: ACFCU has 1.5K ratings behind it against 177, so its average is the more settled of the two. Written reviews point the same way: 100% of Shared Resources Credit Union's written reviews are positive against 18% of ACFCU's.

Shared Resources Credit Union ships an update every 2 months, ACFCU every 5 months. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Shared Resources Credit Union | ACFCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (177 ratings)](https://appshunter.io/ios/app/shared-resources-credit-union/id1065097765/reviews)** | [4.6 (1.5K ratings)](https://appshunter.io/ios/app/acfcu/id1562211450/reviews) |
| Number of ratings | 177 | **1.5K** |
| Positive reviews | **100.0% of reviews** | 17.5% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 months** | Every 5 months |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 107 MB | 123 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [SHARED RESOURCES CREDIT UNION](https://appshunter.io/developer/1065097764) | [ACFCU Federal Credit Union](https://appshunter.io/developer/628466770) |

## What reviewers say

### Shared Resources Credit Union

[App page](https://appshunter.io/ios/app/shared-resources-credit-union/id1065097765)

Manage your finances on the go with this mobile banking app. View account balances, track transaction history, transfer funds between accounts, and pay bills conveniently. Access customer support directly through the app.

**Highlights:** View account balances, Check transaction history, Transfer money between accounts, Pay bills, View recent payments, Direct customer support access

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### ACFCU

[App page](https://appshunter.io/ios/app/acfcu/id1562211450)

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and deposit checks securely. Apply for loans and locate ATMs easily.

**Highlights:** Check account balances, Transfer funds, Make loan payments, Deposit checks, Pay bills, Find ATMs, Apply for loans

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🎉 Great new features
- 👍 Easy to navigate and use
- 💖 Highly recommended

**What reviewers complain about**

- 🐛 Constant login and credential issues
- 🐛 App crashes frequently
- 🐛 Slow and unresponsive
- 🐛 Asks for full credentials every time
- 🐛 Face ID/Touch ID not working properly

**Reported bugs**

- App doesn't load properly
- Logging in is a hassle
- Frequent log-outs and login errors
- Transactions not updating properly

**Requested features**

- Add mobile deposit capability
- Improve app stability and performance


## Frequently asked questions

### Is Shared Resources Credit Union free?

Shared Resources Credit Union is free to download, with no in-app purchases.

### Is ACFCU free?

ACFCU is free to download, with no in-app purchases.

### Which has better reviews, Shared Resources Credit Union or ACFCU?

Shared Resources Credit Union is rated higher. Shared Resources Credit Union averages 4.9 out of 5 from 177 ratings, while ACFCU averages 4.6 from 1.5K ratings.

### Do Shared Resources Credit Union or ACFCU have ads?

Shared Resources Credit Union shows ads; ACFCU does not.

### Which is updated more often, Shared Resources Credit Union or ACFCU?

Shared Resources Credit Union ships an update every 2 months, and ACFCU every 5 months. Most recently, Shared Resources Credit Union was updated on October 24, 2026 and ACFCU on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*