# PacificID vs Utransfer

The clearest difference is rating: Utransfer at 5.0 against PacificID's 1.7. Utransfer also leads on update cadence (every 3 weeks vs every 5 months). PacificID's advantage is ratings volume (92 vs 1) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Utransfer holds the better App Store score, 5.0 against 1.7. That said, the two scores are not equally well evidenced: PacificID has 92 ratings behind it against 1, so its average is the more settled of the two.

PacificID ships an update every 5 months, Utransfer every 3 weeks. The most recent releases landed on October 5, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | PacificID | Utransfer |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.7 (92 ratings)](https://appshunter.io/ios/app/pacificid/id1065624221/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/utransfer/id6756683323/reviews)** |
| Number of ratings | **92** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 61 MB | 61 MB |
| Requires iOS | **13.0** | 18.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Banco del Pacífico S.A.](https://appshunter.io/developer/880551610) | [Innovation & Technology Services (ITS) LLC](https://appshunter.io/developer/1614180626) |

## What reviewers say

### PacificID

[App page](https://appshunter.io/ios/app/pacificid/id1065624221)

Generate secure one-time passwords for financial transactions. Access banking services 24/7 from your mobile device for quick and safe operations.

**Highlights:** Generate one-time passwords (OTP), Secure financial transactions, 24/7 availability, Mobile banking access, Fast transaction execution

**Features:** macOS Compatibility

**In-app purchases:** none


### Utransfer

[App page](https://appshunter.io/ios/app/utransfer/id6756683323)

This digital wallet facilitates fast and secure international money transfers. Users can send and receive funds globally, earn rewards on transactions, and redeem points for gift cards. It also features an integrated gaming module for added engagement.

**Highlights:** Send and receive money internationally, Multiple payment and withdrawal methods, Earn Upoints on transactions and referrals, Redeem Upoints for international gift cards, Integrated gaming module, High-level security for all operations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PacificID free?

PacificID is free to download, with no in-app purchases.

### Is Utransfer free?

Utransfer is free to download, with no in-app purchases.

### Which has better reviews, PacificID or Utransfer?

Utransfer is rated higher. PacificID averages 1.7 out of 5 from 92 ratings, while Utransfer averages 5.0 from 1 ratings.

### Do PacificID or Utransfer have ads?

Neither PacificID nor Utransfer shows ads.

### Which is updated more often, PacificID or Utransfer?

PacificID ships an update every 5 months, and Utransfer every 3 weeks. Most recently, PacificID was updated on October 5, 2026 and Utransfer on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*