# Ria Money Transfer vs BSP SoftToken

The clearest difference is rating: Ria Money Transfer at 4.8 against BSP SoftToken's 3.0. Ria Money Transfer also leads on update cadence (every 8 days vs every 28 months) and ratings volume (298K vs 2). BSP SoftToken's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ria Money Transfer holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: Ria Money Transfer has 298K ratings behind it against 2, so its average is the more settled of the two.

Ria Money Transfer ships an update every 8 days, BSP SoftToken every 28 months. The most recent releases landed on October 19, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | Ria Money Transfer | BSP SoftToken |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (298K ratings)](https://appshunter.io/ios/app/ria-money-transfer/id1065921908/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/bsp-softtoken/id1313548049/reviews) |
| Number of ratings | **298K** | 2 |
| Positive reviews | 58.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 8 days** | Every 28 months |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#110** | — |
| Size | 266 MB | 6 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Ria Envia Inc.](https://appshunter.io/developer/1065921907) | [Bank of South Pacific](https://appshunter.io/developer/1310114568) |

## What reviewers say

### Ria Money Transfer

[App page](https://appshunter.io/ios/app/ria-money-transfer/id1065921908)

**Currently charting:** #110 Top Free · Finance (US App Store)

Easily send money internationally to friends and family worldwide.  This app offers secure and fast transfers to over 190 countries with multiple delivery options. Track your transfers and check exchange rates conveniently.

**Highlights:** International money transfers, Send to 190+ countries, Cash pickup locations, Debit/credit card transfers, Instant money transfer, Multiple delivery methods, Track transfers, Currency converter

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 💰 Good exchange rates
- ⚡ Instant money transfers
- 🔒 Secure and reliable
- 👍 Easy to use app

**What reviewers complain about**

- 🕰️ Delays in processing transfers
- 🤖 Poor customer service
- 🔒 Strict verification requirements
- 🚫 Accounts being blocked or closed
- 💰 High fees and charges

**Reported bugs**

- App crashes and login issues
- Incorrect information displayed
- Delayed or failed money transfers

**Requested features**

- Option to delete past transaction history
- Increase daily/monthly transfer limits
- Improve in-app support and communication


### BSP SoftToken

[App page](https://appshunter.io/ios/app/bsp-softtoken/id1313548049)

This app provides a secure and convenient way to authenticate transactions using unique One-Time Passwords (OTPs). It's designed for existing customers of a specific internet banking service, offering enhanced security with a local password and fingerprint sensor support.

**Highlights:** Secure transaction authentication, Generates unique One-Time Passwords (OTPs), Local password protection, Fingerprint sensor support, For BSP Fiji Internet Banking customers

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Ria Money Transfer free?

Ria Money Transfer is free to download, with no in-app purchases.

### Is BSP SoftToken free?

BSP SoftToken is free to download, with no in-app purchases.

### Which has better reviews, Ria Money Transfer or BSP SoftToken?

Ria Money Transfer is rated higher. Ria Money Transfer averages 4.8 out of 5 from 298K ratings, while BSP SoftToken averages 3.0 from 2 ratings.

### Do Ria Money Transfer or BSP SoftToken have ads?

Neither Ria Money Transfer nor BSP SoftToken shows ads.

### Which is updated more often, Ria Money Transfer or BSP SoftToken?

Ria Money Transfer ships an update every 8 days, and BSP SoftToken every 28 months. Most recently, Ria Money Transfer was updated on October 19, 2026 and BSP SoftToken on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*