# Ria Money Transfer vs Smart Plus.

The clearest difference is update cadence: Ria Money Transfer at every 10 days against Smart Plus.'s every 3 months. Ria Money Transfer also leads on ratings volume (292K vs 2) and chart position (#136 vs unranked). Smart Plus.'s advantage is monetization model (free vs free with in-app purchases) and rating (5.0 vs 4.8). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Smart Plus. holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Ria Money Transfer has 292K ratings behind it against 2, so its average is the more settled of the two.

Ria Money Transfer ships an update every 10 days, Smart Plus. every 3 months. The most recent releases landed on September 25, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | Ria Money Transfer | Smart Plus. |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (292K ratings)](https://appshunter.io/ios/app/ria-money-transfer/id1065921908/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/smart-plus/id1665033708/reviews)** |
| Number of ratings | **292K** | 2 |
| Positive reviews | 57.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#136** | — |
| Size | 279 MB | 87 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Ria Envia Inc.](https://appshunter.io/developer/1065921907) | [Steel City Securities Limited](https://appshunter.io/developer/1435142703) |

## What reviewers say

### Ria Money Transfer

[App page](https://appshunter.io/ios/app/ria-money-transfer/id1065921908)

**Currently charting:** #136 Top Free · Finance (US App Store)

Easily send money internationally to friends and family worldwide.  This app offers secure and fast transfers to over 190 countries with multiple delivery options. Track your transfers and check exchange rates conveniently.

**Highlights:** International money transfers, Send to 190+ countries, Cash pickup locations, Debit/credit card transfers, Instant money transfer, Multiple delivery methods, Track transfers, Currency converter

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 💰 Good exchange rates
- ⚡ Instant money transfers
- 🔒 Secure and reliable
- 👍 Easy to use app

**What reviewers complain about**

- 🕰️ Delays in processing transfers
- 🤖 Poor customer service
- 🔒 Strict verification requirements
- 🚫 Accounts being blocked or closed
- 💰 High fees and charges

**Reported bugs**

- App crashes and login issues
- Incorrect information displayed
- Delayed or failed money transfers

**Requested features**

- Option to delete past transaction history
- Increase daily/monthly transfer limits
- Improve in-app support and communication


### Smart Plus.

[App page](https://appshunter.io/ios/app/smart-plus/id1665033708)

Buy and sell stocks with real-time quotes and updates. This finance app allows trading in equity, commodity, currency, and futures & options, with convenient online fund transfers. Access expert research and analysis on the go.

**Highlights:** Real-time stock quotes, Equity, Commodity, Currency, F&O trading, Online fund transfers, Expert research and analysis, Mobile trading on the go

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Ria Money Transfer free?

Ria Money Transfer is free to download, with no in-app purchases.

### Is Smart Plus. free?

Smart Plus. is free to download, with no in-app purchases.

### Which has better reviews, Ria Money Transfer or Smart Plus.?

Smart Plus. is rated higher. Ria Money Transfer averages 4.8 out of 5 from 292K ratings, while Smart Plus. averages 5.0 from 2 ratings.

### Do Ria Money Transfer or Smart Plus. have ads?

Neither Ria Money Transfer nor Smart Plus. shows ads.

### Which is updated more often, Ria Money Transfer or Smart Plus.?

Ria Money Transfer ships an update every 10 days, and Smart Plus. every 3 months. Most recently, Ria Money Transfer was updated on September 25, 2026 and Smart Plus. on September 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*