# Ria Money Transfer vs BNCTL Mobile Banking

The clearest difference is rating: Ria Money Transfer at 4.8 against BNCTL Mobile Banking's 4.0. Ria Money Transfer also leads on ratings volume (304K vs 14) and update cadence (every 8 days vs every 5 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ria Money Transfer holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: Ria Money Transfer has 304K ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 58% of Ria Money Transfer's written reviews are positive against 50% of BNCTL Mobile Banking's.

Ria Money Transfer ships an update every 8 days, BNCTL Mobile Banking every 5 weeks. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Ria Money Transfer | BNCTL Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (304K ratings)](https://appshunter.io/ios/app/ria-money-transfer/id1065921908/reviews)** | [4.0 (14 ratings)](https://appshunter.io/ios/app/bnctl-mobile-banking/id6468956310/reviews) |
| Number of ratings | **304K** | 14 |
| Positive reviews | **58.2% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 8 days** | Every 5 weeks |
| Monetization | Free | Free |
| Best chart rank | **#133** | — |
| Size | 289 MB | 59 MB |
| Requires iOS | **15.0** | 18.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Ria Envia Inc.](https://appshunter.io/developer/1065921907) | [Banco Nacional de Comercio de Timor-Leste](https://appshunter.io/developer/1693984694) |

## What reviewers say

### Ria Money Transfer

[App page](https://appshunter.io/ios/app/ria-money-transfer/id1065921908)

**Currently charting:** #133 Top Free · Finance (US App Store)

Send money internationally with ease and security. This app allows you to transfer funds to over 190 countries, offering competitive exchange rates and multiple delivery options. Track your transfers and manage your transactions efficiently.

**Highlights:** International money transfers to 190+ countries, Cash pickup, bank deposit, mobile wallet, or home delivery, Debit card, bank account, or credit card transfers, Instant money transfer capability, Track transfer progress, Currency converter, Repeat transfers with Send Again

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 💰 Good exchange rates
- ⚡ Instant money transfers
- 🔒 Secure and reliable
- 👍 Easy to use app

**What reviewers complain about**

- 🕰️ Delays in processing transfers
- 🤖 Poor customer service
- 🔒 Strict verification requirements
- 🚫 Accounts being blocked or closed
- 💰 High fees and charges

**Reported bugs**

- App crashes and login issues
- Incorrect information displayed
- Delayed or failed money transfers

**Requested features**

- Option to delete past transaction history
- Increase daily/monthly transfer limits
- Improve in-app support and communication


### BNCTL Mobile Banking

[App page](https://appshunter.io/ios/app/bnctl-mobile-banking/id6468956310)

Manage your finances conveniently with this mobile banking app. Access account balances, perform internal and external transfers, and top up quotas. Registration requires a visit to a branch.

**Highlights:** Internet banking registration, Account dashboard, Transfer between own accounts, Internal account transfers, Transfer to payee, Change username and password

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Ria Money Transfer free?

Ria Money Transfer is free to download, with no in-app purchases.

### Is BNCTL Mobile Banking free?

BNCTL Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, Ria Money Transfer or BNCTL Mobile Banking?

Ria Money Transfer is rated higher. Ria Money Transfer averages 4.8 out of 5 from 304K ratings, while BNCTL Mobile Banking averages 4.0 from 14 ratings.

### Do Ria Money Transfer or BNCTL Mobile Banking have ads?

Neither Ria Money Transfer nor BNCTL Mobile Banking shows ads.

### Which is updated more often, Ria Money Transfer or BNCTL Mobile Banking?

Ria Money Transfer ships an update every 8 days, and BNCTL Mobile Banking every 5 weeks. Most recently, Ria Money Transfer was updated on November 7, 2026 and BNCTL Mobile Banking on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*