# AffiniPay vs PHNTM APP

The clearest difference is rating: AffiniPay at 5.0 against PHNTM APP's 4.0. AffiniPay also leads on iOS requirement (13.0 vs 16.6). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AffiniPay holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 2 and 4 respectively.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 9, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | AffiniPay | PHNTM APP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/affinipay/id1066394159/reviews)** | [4.0 (4 ratings)](https://appshunter.io/ios/app/phntm-app/id1633111493/reviews) |
| Number of ratings | 2 | **4** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | Free |
| Size | 31 MB | 315 MB |
| Requires iOS | **13.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [AffiniPay LLC](https://appshunter.io/developer/1038204318) | [PHNTM](https://appshunter.io/developer/1633111495) |

## What reviewers say

### AffiniPay

[App page](https://appshunter.io/ios/app/affinipay/id1066394159)

This app provides a mobile payment solution for organizations, enabling users to accept payments, collect digital signatures, and manage transactions on the go. It supports various card types and offers an optional Bluetooth reader for enhanced functionality.

**Highlights:** Accept payments on the go, Collect digital signatures, Scan payment cards with phone camera, Void and refund transactions, Support for EMV, NFC, and magnetic stripe cards, Optional Bluetooth mobile reader

**Features:** macOS Compatibility

**In-app purchases:** none


### PHNTM APP

[App page](https://appshunter.io/ios/app/phntm-app/id1633111493)

This all-in-one platform provides tools and resources for business success. Capture leads, build websites, and automate messaging across multiple channels. Manage payments, schedule appointments, and track analytics seamlessly.

**Highlights:** Lead capture tools, Website and landing page builder, Automated messaging across channels, Appointment scheduling, Payment collection and invoicing, Analytics tracking

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is AffiniPay free?

AffiniPay is free to download, with no in-app purchases.

### Is PHNTM APP free?

PHNTM APP is free to download, with no in-app purchases.

### Which has better reviews, AffiniPay or PHNTM APP?

AffiniPay is rated higher. AffiniPay averages 5.0 out of 5 from 2 ratings, while PHNTM APP averages 4.0 from 4 ratings.

### Do AffiniPay or PHNTM APP have ads?

Neither AffiniPay nor PHNTM APP shows ads.

### Which is updated more often, AffiniPay or PHNTM APP?

AffiniPay ships an update every 3 months, and PHNTM APP every 3 months. Most recently, AffiniPay was updated on October 9, 2026 and PHNTM APP on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*