# iM뱅크 vs 디지털OTP

The clearest difference is rating: iM뱅크 at 2.6 against 디지털OTP's 1.6. iM뱅크 also leads on review sentiment (44% vs 2%) and update cadence (weekly vs every 4 months). 디지털OTP's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

iM뱅크 holds the better App Store score, 2.6 against 1.6. Both are backed by a comparable volume of ratings — 10 and 9 respectively. Written reviews point the same way: 44% of iM뱅크's written reviews are positive against 2% of 디지털OTP's.

iM뱅크 ships an update weekly, 디지털OTP every 4 months. The most recent releases landed on October 17, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | iM뱅크 | 디지털OTP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.6 (10 ratings)](https://appshunter.io/ios/app/im/id1067748687/reviews)** | [1.6 (9 ratings)](https://appshunter.io/ios/app/otp/id1129049090/reviews) |
| Number of ratings | **10** | 9 |
| Positive reviews | **44.0% of reviews** | 1.9% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 4 months |
| Monetization | Ad-supported | **Free** |
| Size | 278 MB | 45 MB |
| Requires iOS | 15.0 | **9.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [iM Bank Co., Ltd.](https://appshunter.io/developer/484856086) | [KFTC](https://appshunter.io/developer/370391938) |

## What reviewers say

### iM뱅크

[App page](https://appshunter.io/ios/app/im/id1067748687)

Manage your daily finances with ease, from simple transfers and bill splitting to tracking spending and setting savings goals. Enjoy daily benefits like cashback and discounts, and conveniently handle foreign currency exchange for your travels.

**Highlights:** Easy transfers and bill splitting, Spending tracking and savings goals, Cashback, events, and partner discounts, Youth financial habit building, 24-hour currency exchange with delivery, Group accounts and post-meeting lounge

**Features:** Vision Pro support

**In-app purchases:** none


### 디지털OTP

[App page](https://appshunter.io/ios/app/otp/id1129049090)

This app provides a secure digital one-time password (OTP) service directly on your smartphone. It simplifies financial transactions by replacing physical security cards with your mobile device. Register at a participating bank to start using it for secure banking.

**Highlights:** Digital OTP generation, Secure financial transactions, Replaces physical security cards, Supports multiple banks, Face ID authentication, Push notification alerts

**In-app purchases:** none


## Frequently asked questions

### Is iM뱅크 free?

iM뱅크 is free to download, with no in-app purchases.

### Is 디지털OTP free?

디지털OTP is free to download, with no in-app purchases.

### Which has better reviews, iM뱅크 or 디지털OTP?

iM뱅크 is rated higher. iM뱅크 averages 2.6 out of 5 from 10 ratings, while 디지털OTP averages 1.6 from 9 ratings.

### Do iM뱅크 or 디지털OTP have ads?

iM뱅크 shows ads; 디지털OTP does not.

### Which is updated more often, iM뱅크 or 디지털OTP?

iM뱅크 ships an update weekly, and 디지털OTP every 4 months. Most recently, iM뱅크 was updated on October 17, 2026 and 디지털OTP on October 15, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*