# iM뱅크 vs iM캐피탈

The clearest difference is ads: iM캐피탈 at none against iM뱅크's shown. iM캐피탈 also leads on monetization model (free vs ad-supported) and iOS requirement (11.0 vs 15.0). iM뱅크's advantage is update cadence (weekly vs every 3 months). On price, review sentiment, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

iM뱅크 ships an update weekly, iM캐피탈 every 3 months. The most recent releases landed on October 1, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | iM뱅크 | iM캐피탈 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.6 (10 ratings)](https://appshunter.io/ios/app/im/id1067748687/reviews)** | — |
| Number of ratings | **10** | — |
| Positive reviews | 44.0% of reviews | **46.7% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Weekly** | Every 3 months |
| Monetization | Ad-supported | **Free** |
| Size | 278 MB | 83 MB |
| Requires iOS | 15.0 | **11.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [iM Bank Co., Ltd.](https://appshunter.io/developer/484856086) | [iM Capital Co., Ltd.](https://appshunter.io/developer/1550234876) |

## What reviewers say

### iM뱅크

[App page](https://appshunter.io/ios/app/im/id1067748687)

Manage your daily finances with ease, from simple transfers and bill splitting to tracking spending and setting savings goals. Enjoy daily benefits like cashback and discounts, and conveniently handle foreign currency exchange for your travels.

**Highlights:** Easy transfers and bill splitting, Spending tracking and savings goals, Cashback, events, and partner discounts, Youth financial habit building, 24-hour currency exchange with delivery, Group accounts and post-meeting lounge

**Features:** Vision Pro support

**In-app purchases:** none


### iM캐피탈

[App page](https://appshunter.io/ios/app/im/id1575308199)

Access various loan products, from personal credit to secured and auto loans, with a 1-minute credit limit inquiry that doesn't affect your credit score. Manage your loans, check asset values, and apply for new loans seamlessly.

**Highlights:** 1-minute credit limit inquiry, Personal, secured, and auto loan products, Loan management and payment tracking, Real estate and vehicle market value checks, Non-face-to-face loan application, Customizable home screen

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is iM뱅크 free?

iM뱅크 is free to download, with no in-app purchases.

### Is iM캐피탈 free?

iM캐피탈 is free to download, with no in-app purchases.

### Do iM뱅크 or iM캐피탈 have ads?

iM뱅크 shows ads; iM캐피탈 does not.

### Which is updated more often, iM뱅크 or iM캐피탈?

iM뱅크 ships an update weekly, and iM캐피탈 every 3 months. Most recently, iM뱅크 was updated on October 1, 2026 and iM캐피탈 on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*