# Xledger vs EBCentral

The clearest difference is review sentiment: Xledger at 50% against EBCentral's 26%. Xledger also leads on rating (5.0 vs 4.7) and iOS requirement (15.0 vs 17.5). EBCentral's advantage is ratings volume (164 vs 2) and update cadence (every 5 weeks vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Xledger holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: EBCentral has 164 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 50% of Xledger's written reviews are positive against 26% of EBCentral's.

Xledger ships an update every 5 months, EBCentral every 5 weeks. The most recent releases landed on September 14, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | Xledger | EBCentral |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/xledger/id1067802132/reviews)** | [4.7 (164 ratings)](https://appshunter.io/ios/app/ebcentral/id1568713296/reviews) |
| Number of ratings | 2 | **164** |
| Positive reviews | **50.0% of reviews** | 25.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 6 MB | 38 MB |
| Requires iOS | **15.0** | 17.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Xledger Labs AS](https://appshunter.io/developer/1067802131) | [Employee Benefits Corporation](https://appshunter.io/developer/513934189) |

## What reviewers say

### Xledger

[App page](https://appshunter.io/ios/app/xledger/id1067802132)

This finance app allows employees to track time and expenses, upload receipts, and manage basic settings. Managers can view employee lists, approve timesheets and payments, and access updated bank balances. It requires employer subscription to Xledger.

**Highlights:** Time tracking, Expense management, Receipt uploading, Timesheet approval, Bank balance access, Multilingual support

**Features:** macOS Compatibility

**In-app purchases:** none


### EBCentral

[App page](https://appshunter.io/ios/app/ebcentral/id1568713296)

Manage all your benefit accounts, including FSA, HSA, and HRA, in one convenient app. Track your money, view account activity, submit claims with photos of receipts, and manage your benefits card. Stay organized and informed about your funds and deadlines.

**Highlights:** Unified benefit account management, Track balances and activity, Submit claims with receipt photos, Manage benefits card, View transaction history, Access support resources, Biometric login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast submission
- 👍 Clear instructions
- 🚀 Efficient review
- 👍 Clean and simple interface

**What reviewers complain about**

- 🐛 Login issues
- 🐛 App crashes
- 🐛 Blank screens
- 🐛 Incorrect credentials error
- 🐛 Face ID issues

**Reported bugs**

- Does not show all accounts (e.g., investment accounts)
- App closes when trying to view activity
- Next button does not work during claim submission
- App does not work on iPhone
- Error message: username or password wrong

**Requested features**

- Add option to replace cards
- Implement dark mode
- Improve Face ID/biometric login persistence


## Frequently asked questions

### Is Xledger free?

Xledger is free to download, with no in-app purchases.

### Is EBCentral free?

EBCentral is free to download, with no in-app purchases.

### Which has better reviews, Xledger or EBCentral?

Xledger is rated higher. Xledger averages 5.0 out of 5 from 2 ratings, while EBCentral averages 4.7 from 164 ratings.

### Do Xledger or EBCentral have ads?

Neither Xledger nor EBCentral shows ads.

### Which is updated more often, Xledger or EBCentral?

Xledger ships an update every 5 months, and EBCentral every 5 weeks. Most recently, Xledger was updated on September 14, 2026 and EBCentral on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*