# OK$ vs CTZPay

The clearest difference is update cadence: OK$ at fortnightly against CTZPay's every 2 months. OK$ also leads on ratings volume (502 vs 74) and iOS requirement (13.0 vs 15.1). CTZPay's advantage is rating (3.9 vs 3.6). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CTZPay holds the better App Store score, 3.9 against 3.6. That said, the two scores are not equally well evidenced: OK$ has 502 ratings behind it against 74, so its average is the more settled of the two. Written reviews complicate that: 24% of OK$'s written reviews are positive against 17% of CTZPay's, so the app with the better star average is not the one people write more warmly about.

OK$ ships an update fortnightly, CTZPay every 2 months. The most recent releases landed on September 19, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | OK$ | CTZPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (502 ratings)](https://appshunter.io/ios/app/ok/id1067828611/reviews) | **[3.9 (74 ratings)](https://appshunter.io/ios/app/ctzpay/id1528655111/reviews)** |
| Number of ratings | **502** | 74 |
| Positive reviews | **23.5% of reviews** | 16.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free | Free |
| Size | 224 MB | 58 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Internet Wallet Myanmar Limited](https://appshunter.io/developer/1067828610) | [CAPITAL CONNECT LIMITED](https://appshunter.io/developer/1528300797) |

## What reviewers say

### OK$

[App page](https://appshunter.io/ios/app/ok/id1067828611)

This app facilitates fast money transfers, bill payments, and mobile recharges. It allows users to shop online, share expenses with friends, and access local promotions. Easily send money to bank accounts or request funds from contacts.

**Highlights:** Fast money transfers, Bill payments, Mobile and DTH recharge, Scan QR code payments, Request money from friends, Access local promotions, Send money to bank accounts

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy money transfers
- 📊 Comprehensive reporting features
- 💳 Multiple payment functions available
- ⏱️ Convenient top-up services

**What reviewers complain about**

- 🐛 Persistent login issues and crashes
- 😤 Poor user interface design
- 🔐 Overly complicated registration process
- 📱 Device/SIM change detection problems
- ⚠️ Frequent app crashes during transactions

**Reported bugs**

- Login requires re-registration on every session
- SMS OTP codes not received or incorrect codes sent
- Device fingerprint system causes login failures
- App crashes during gift card purchases
- App crashes when selecting top-up amounts

**Requested features**

- Simplify user interface similar to KBZ Pay
- Alternative login methods beyond SMS OTP
- Support for all bank branches in transfers
- Improved Myanmar language support
- Better contact management for multiple numbers


### CTZPay

[App page](https://appshunter.io/ios/app/ctzpay/id1528655111)

This lifestyle application facilitates digital payments for everyday needs like bills, top-ups, and transfers. It also allows users to purchase bus tickets and access exclusive rewards and loyalty promotions.

**Highlights:** Digital payments, Bill payment, Top-up services, Money transfers, Bus ticket purchases, Rewards and loyalty promotions

**In-app purchases:** none


## Frequently asked questions

### Is OK$ free?

OK$ is free to download, with no in-app purchases.

### Is CTZPay free?

CTZPay is free to download, with no in-app purchases.

### Which has better reviews, OK$ or CTZPay?

CTZPay is rated higher. OK$ averages 3.6 out of 5 from 502 ratings, while CTZPay averages 3.9 from 74 ratings.

### Do OK$ or CTZPay have ads?

Neither OK$ nor CTZPay shows ads.

### Which is updated more often, OK$ or CTZPay?

OK$ ships an update fortnightly, and CTZPay every 2 months. Most recently, OK$ was updated on September 19, 2026 and CTZPay on September 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*