# OK$ vs A+ Merchant

The clearest difference is rating: A+ Merchant at 4.3 against OK$'s 3.6. OK$'s advantage is review sentiment (24% vs 0%) and ratings volume (502 vs 8). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

A+ Merchant holds the better App Store score, 4.3 against 3.6. That said, the two scores are not equally well evidenced: OK$ has 502 ratings behind it against 8, so its average is the more settled of the two. Written reviews complicate that: 24% of OK$'s written reviews are positive against 0% of A+ Merchant's, so the app with the better star average is not the one people write more warmly about.

OK$ ships an update fortnightly, A+ Merchant every 2 months. The most recent releases landed on September 19, 2026 and July 29, 2026 respectively.

## The numbers

| Metric | OK$ | A+ Merchant |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (502 ratings)](https://appshunter.io/ios/app/ok/id1067828611/reviews) | **[4.3 (8 ratings)](https://appshunter.io/ios/app/a-plus-merchant/id1543665174/reviews)** |
| Number of ratings | **502** | 8 |
| Positive reviews | **23.5% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free | Free |
| Size | 224 MB | 71 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Internet Wallet Myanmar Limited](https://appshunter.io/developer/1067828610) | [AYEYARWADDY FARMERS DEVELOPMENT BANK PUBLIC COMPANY LIMITED](https://appshunter.io/developer/1488902133) |

## What reviewers say

### OK$

[App page](https://appshunter.io/ios/app/ok/id1067828611)

This app facilitates fast money transfers, bill payments, and mobile recharges. It allows users to shop online, share expenses with friends, and access local promotions. Easily send money to bank accounts or request funds from contacts.

**Highlights:** Fast money transfers, Bill payments, Mobile and DTH recharge, Scan QR code payments, Request money from friends, Access local promotions, Send money to bank accounts

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy money transfers
- 📊 Comprehensive reporting features
- 💳 Multiple payment functions available
- ⏱️ Convenient top-up services

**What reviewers complain about**

- 🐛 Persistent login issues and crashes
- 😤 Poor user interface design
- 🔐 Overly complicated registration process
- 📱 Device/SIM change detection problems
- ⚠️ Frequent app crashes during transactions

**Reported bugs**

- Login requires re-registration on every session
- SMS OTP codes not received or incorrect codes sent
- Device fingerprint system causes login failures
- App crashes during gift card purchases
- App crashes when selecting top-up amounts

**Requested features**

- Simplify user interface similar to KBZ Pay
- Alternative login methods beyond SMS OTP
- Support for all bank branches in transfers
- Improved Myanmar language support
- Better contact management for multiple numbers


### A+ Merchant

[App page](https://appshunter.io/ios/app/a-plus-merchant/id1543665174)

This application assists merchant partners in providing fast and secure customer service. It offers incentives for signing up and utilizing its features to enhance business operations.

**Highlights:** Secure customer service, Quick transaction processing, Merchant incentives, Business operations enhancement

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is OK$ free?

OK$ is free to download, with no in-app purchases.

### Is A+ Merchant free?

A+ Merchant is free to download, with no in-app purchases.

### Which has better reviews, OK$ or A+ Merchant?

A+ Merchant is rated higher. OK$ averages 3.6 out of 5 from 502 ratings, while A+ Merchant averages 4.3 from 8 ratings.

### Do OK$ or A+ Merchant have ads?

Neither OK$ nor A+ Merchant shows ads.

### Which is updated more often, OK$ or A+ Merchant?

OK$ ships an update fortnightly, and A+ Merchant every 2 months. Most recently, OK$ was updated on September 19, 2026 and A+ Merchant on July 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*