# OK$ vs MTB Pay

The clearest difference is review sentiment: MTB Pay at 100% against OK$'s 24%. MTB Pay also leads on rating (4.9 vs 3.6). OK$'s advantage is update cadence (fortnightly vs every 4 months) and ratings volume (518 vs 10). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MTB Pay holds the better App Store score, 4.9 against 3.6. That said, the two scores are not equally well evidenced: OK$ has 518 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 24% of OK$'s written reviews are positive against 100% of MTB Pay's.

OK$ ships an update fortnightly, MTB Pay every 4 months. The most recent releases landed on October 16, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | OK$ | MTB Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (518 ratings)](https://appshunter.io/ios/app/ok/id1067828611/reviews) | **[4.9 (10 ratings)](https://appshunter.io/ios/app/mtb-pay/id6470009961/reviews)** |
| Number of ratings | **518** | 10 |
| Positive reviews | 23.5% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 4 months |
| Monetization | Free | Free |
| Size | 217 MB | 74 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Internet Wallet Myanmar Limited](https://appshunter.io/developer/1067828610) | [MYANMA TOURISM BANK PUBLIC COMPANY LIMITED](https://appshunter.io/developer/1610470566) |

## What reviewers say

### OK$

[App page](https://appshunter.io/ios/app/ok/id1067828611)

This app facilitates fast money transfers, bill payments, and mobile recharges. It allows users to shop online, share expenses with friends, and access local promotions. Easily send money to bank accounts or request funds from contacts.

**Highlights:** Fast money transfers, Bill payments, Mobile and DTH recharge, Scan QR code payments, Request money from friends, Access local promotions, Send money to bank accounts

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy money transfers
- 📊 Comprehensive reporting features
- 💳 Multiple payment functions available
- ⏱️ Convenient top-up services

**What reviewers complain about**

- 🐛 Persistent login issues and crashes
- 😤 Poor user interface design
- 🔐 Overly complicated registration process
- 📱 Device/SIM change detection problems
- ⚠️ Frequent app crashes during transactions

**Reported bugs**

- Login requires re-registration on every session
- SMS OTP codes not received or incorrect codes sent
- Device fingerprint system causes login failures
- App crashes during gift card purchases
- App crashes when selecting top-up amounts

**Requested features**

- Simplify user interface similar to KBZ Pay
- Alternative login methods beyond SMS OTP
- Support for all bank branches in transfers
- Improved Myanmar language support
- Better contact management for multiple numbers


### MTB Pay

[App page](https://appshunter.io/ios/app/mtb-pay/id6470009961)

Access financial services directly from your smartphone, 24/7. Perform seamless money transfers, top-ups, bill payments, and merchant transactions without banking hour limitations.

**Highlights:** Seamless Money Transfers, Top Up, Bill Payment, Cash In/ Cash Out, Merchant Payments

**In-app purchases:** none


## Frequently asked questions

### Is OK$ free?

OK$ is free to download, with no in-app purchases.

### Is MTB Pay free?

MTB Pay is free to download, with no in-app purchases.

### Which has better reviews, OK$ or MTB Pay?

MTB Pay is rated higher. OK$ averages 3.6 out of 5 from 518 ratings, while MTB Pay averages 4.9 from 10 ratings.

### Do OK$ or MTB Pay have ads?

Neither OK$ nor MTB Pay shows ads.

### Which is updated more often, OK$ or MTB Pay?

OK$ ships an update fortnightly, and MTB Pay every 4 months. Most recently, OK$ was updated on October 16, 2026 and MTB Pay on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*