# OK$ vs Pay2U Pay

The clearest difference is rating: Pay2U Pay at 4.5 against OK$'s 3.6. OK$'s advantage is update cadence (fortnightly vs every 3 months) and ratings volume (502 vs 20). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pay2U Pay holds the better App Store score, 4.5 against 3.6. That said, the two scores are not equally well evidenced: OK$ has 502 ratings behind it against 20, so its average is the more settled of the two.

OK$ ships an update fortnightly, Pay2U Pay every 3 months. The most recent releases landed on September 19, 2026 and September 16, 2026 respectively.

## The numbers

| Metric | OK$ | Pay2U Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (502 ratings)](https://appshunter.io/ios/app/ok/id1067828611/reviews) | **[4.5 (20 ratings)](https://appshunter.io/ios/app/pay2u-pay/id6737432880/reviews)** |
| Number of ratings | **502** | 20 |
| Positive reviews | 23.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 months |
| Monetization | Free | Free |
| Size | 224 MB | 36 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Internet Wallet Myanmar Limited](https://appshunter.io/developer/1067828610) | [PAY2U COMPANY LIMITED](https://appshunter.io/developer/1776340596) |

## What reviewers say

### OK$

[App page](https://appshunter.io/ios/app/ok/id1067828611)

This app facilitates fast money transfers, bill payments, and mobile recharges. It allows users to shop online, share expenses with friends, and access local promotions. Easily send money to bank accounts or request funds from contacts.

**Highlights:** Fast money transfers, Bill payments, Mobile and DTH recharge, Scan QR code payments, Request money from friends, Access local promotions, Send money to bank accounts

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy money transfers
- 📊 Comprehensive reporting features
- 💳 Multiple payment functions available
- ⏱️ Convenient top-up services

**What reviewers complain about**

- 🐛 Persistent login issues and crashes
- 😤 Poor user interface design
- 🔐 Overly complicated registration process
- 📱 Device/SIM change detection problems
- ⚠️ Frequent app crashes during transactions

**Reported bugs**

- Login requires re-registration on every session
- SMS OTP codes not received or incorrect codes sent
- Device fingerprint system causes login failures
- App crashes during gift card purchases
- App crashes when selecting top-up amounts

**Requested features**

- Simplify user interface similar to KBZ Pay
- Alternative login methods beyond SMS OTP
- Support for all bank branches in transfers
- Improved Myanmar language support
- Better contact management for multiple numbers


### Pay2U Pay

[App page](https://appshunter.io/ios/app/pay2u-pay/id6737432880)

Manage your finances with this secure and user-friendly mobile application. Easily transfer money between wallets or use QR codes for quick transactions. It prioritizes your financial security with advanced encryption.

**Highlights:** Wallet-to-wallet transfers, QR code payments, Secure transactions, User-friendly interface, Finance and investment tracking

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is OK$ free?

OK$ is free to download, with no in-app purchases.

### Is Pay2U Pay free?

Pay2U Pay is free to download, with no in-app purchases.

### Which has better reviews, OK$ or Pay2U Pay?

Pay2U Pay is rated higher. OK$ averages 3.6 out of 5 from 502 ratings, while Pay2U Pay averages 4.5 from 20 ratings.

### Do OK$ or Pay2U Pay have ads?

Neither OK$ nor Pay2U Pay shows ads.

### Which is updated more often, OK$ or Pay2U Pay?

OK$ ships an update fortnightly, and Pay2U Pay every 3 months. Most recently, OK$ was updated on September 19, 2026 and Pay2U Pay on September 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*