# POSB digibank vs Saving+

The clearest difference is in-app purchases: POSB digibank at none against Saving+'s 18. POSB digibank also leads on ads (none vs shown) and ratings volume (793 vs 2). Saving+'s advantage is update cadence (every 2 days vs every 5 weeks) and review sentiment (79% vs 54%). On price, monetization model, device support and iOS requirement there is nothing between them.

Both are free to download. Saving+ sells 17 in-app purchases, starting at $0.49 per 7 days. POSB digibank asks for nothing beyond the download.

Saving+ holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: POSB digibank has 793 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 54% of POSB digibank's written reviews are positive against 79% of Saving+'s.

POSB digibank ships an update every 5 weeks, Saving+ every 2 days. The most recent releases landed on September 25, 2026 and June 4, 2026 respectively.

## The numbers

| Metric | POSB digibank | Saving+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (793 ratings)](https://appshunter.io/ios/app/posb-digibank/id1068416633/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/saving-plus-personal-finance-app/id6661034513/reviews)** |
| Number of ratings | **793** | 2 |
| Positive reviews | 53.8% of reviews | **78.6% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 5 weeks | **Every 2 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 403 MB | 58 MB |
| Requires iOS | 15.0 | **14.0.0** |
| Devices | iPhone, iPod, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DBS Bank Ltd.](https://appshunter.io/developer/362707070) | [BETTERBIT PTE. LTD.](https://appshunter.io/developer/1739924198) |

## What reviewers say

### POSB digibank

[App page](https://appshunter.io/ios/app/posb-digibank/id1068416633)

Manage your finances with this comprehensive banking app. Easily open accounts, transfer money internationally with no fees, and track your spending. Get personalized insights, investment advice, and even simulate future financial goals.

**Highlights:** Quick account setup, View balance without login, International money transfers, Apply for accounts and loans, Personalized financial insights, Digital investment advice, Sustainability tracking

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 User friendly
- 🔒 Secure and trustworthy
- 🚀 Fast and efficient
- 💡 Excellent features

**What reviewers complain about**

- 🐛 App crashes and bugs
- 🤖 Poor customer service
- 🤔 Confusing and cluttered UI

**Reported bugs**

- App freezing and crashing
- Incompatibility with iOS updates
- Digital token setup issues

**Requested features**

- Ability to change registered email
- Improved keyboard functionality
- Overseas transfer feature fix


### Saving+

[App page](https://appshunter.io/ios/app/saving-plus-personal-finance-app/id6661034513)

Easily compare savings account interest rates from top banks to maximize your earnings. Calculate exact amounts needed to meet bonus requirements and optimize your savings strategy for wealth growth.

**Highlights:** Interest rate comparison, Savings bonus calculator, Optimize savings strategy, Data protection, Light & dark modes

**In-app purchases (17)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Unlimited | $0.49 | per 7 days |
| Unlimited | $0.99 | per 7 days |
| Unlimited | $1.99 | per month |
| Unlimited | $2.99 | per month |
| Unlimited | $2.99 | per month |
| Unlimited | $2.99 | per month |
| Monthly | $6.99 | per month |
| Unlimited (Yearly) | $9.99 | per year |
| Unlimited (Yearly) | $9.99 | per year |
| 6 Months | $17.99 | per 6 months |
| Yearly | $19.99 | per year |
| 6 Months | $34.99 | per 6 months |
| Yearly | $39.99 | per year |
| 6 Months | $39.99 | per 6 months |
| Yearly | $69.99 | per year |
| Unlimited | $19.99 | one-time |
| Unlimited | $29.99 | one-time |


## Frequently asked questions

### Is POSB digibank free?

POSB digibank is free to download, with no in-app purchases.

### Is Saving+ free?

Saving+ is free to download, with in-app purchases available.

### Which has better reviews, POSB digibank or Saving+?

Saving+ is rated higher. POSB digibank averages 4.7 out of 5 from 793 ratings, while Saving+ averages 5.0 from 2 ratings.

### Do POSB digibank or Saving+ have ads?

Saving+ shows ads; POSB digibank does not.

### Which is updated more often, POSB digibank or Saving+?

POSB digibank ships an update every 5 weeks, and Saving+ every 2 days. Most recently, POSB digibank was updated on September 25, 2026 and Saving+ on June 4, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*