# POSB digibank vs Splentra

The clearest difference is in-app purchases: POSB digibank at none against Splentra's 3. Splentra's advantage is update cadence (fortnightly vs every 5 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Splentra sells 3 in-app purchases, starting at $4.99 per 7 days. POSB digibank asks for nothing beyond the download.

POSB digibank ships an update every 5 weeks, Splentra fortnightly. The most recent releases landed on October 20, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | POSB digibank | Splentra |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (793 ratings)](https://appshunter.io/ios/app/posb-digibank/id1068416633/reviews)** | — |
| Number of ratings | **793** | — |
| Positive reviews | 53.8% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | — |
| Size | 403 MB | 65 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DBS Bank Ltd.](https://appshunter.io/developer/362707070) | [kishan italiya](https://appshunter.io/developer/1326603624) |

## What reviewers say

### POSB digibank

[App page](https://appshunter.io/ios/app/posb-digibank/id1068416633)

Manage your finances with this comprehensive banking app. Easily open accounts, transfer money internationally with no fees, and track your spending. Get personalized insights, investment advice, and even simulate future financial goals.

**Highlights:** Quick account setup, View balance without login, International money transfers, Apply for accounts and loans, Personalized financial insights, Digital investment advice, Sustainability tracking

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 User friendly
- 🔒 Secure and trustworthy
- 🚀 Fast and efficient
- 💡 Excellent features

**What reviewers complain about**

- 🐛 App crashes and bugs
- 🤖 Poor customer service
- 🤔 Confusing and cluttered UI

**Reported bugs**

- App freezing and crashing
- Incompatibility with iOS updates
- Digital token setup issues

**Requested features**

- Ability to change registered email
- Improved keyboard functionality
- Overseas transfer feature fix


### Splentra

[App page](https://appshunter.io/ios/app/splentra-split-expenses/id6791471560)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $4.99 | per 7 days |
| Monthly | $12.99 | per month |
| Yearly | $39.99 | per year |


## Frequently asked questions

### Is POSB digibank free?

POSB digibank is free to download, with no in-app purchases.

### Is Splentra free?

Splentra is free to download, with in-app purchases available.

### Do POSB digibank or Splentra have ads?

Neither POSB digibank nor Splentra shows ads.

### Which is updated more often, POSB digibank or Splentra?

POSB digibank ships an update every 5 weeks, and Splentra fortnightly. Most recently, POSB digibank was updated on October 20, 2026 and Splentra on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*