# STC Mobile Banking vs Donegal

The clearest difference is rating: STC Mobile Banking at 4.6 against Donegal's 1.9. STC Mobile Banking also leads on review sentiment (43% vs 8%) and ratings volume (443 vs 15). Donegal's advantage is iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

STC Mobile Banking holds the better App Store score, 4.6 against 1.9. That said, the two scores are not equally well evidenced: STC Mobile Banking has 443 ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 43% of STC Mobile Banking's written reviews are positive against 8% of Donegal's.

STC Mobile Banking ships an update monthly, Donegal every 2 months. The most recent releases landed on September 30, 2026 and June 8, 2026 respectively.

## The numbers

| Metric | STC Mobile Banking | Donegal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (443 ratings)](https://appshunter.io/ios/app/stc-mobile-banking/id1069220545/reviews)** | [1.9 (15 ratings)](https://appshunter.io/ios/app/donegal/id1485021118/reviews) |
| Number of ratings | **443** | 15 |
| Positive reviews | **43.5% of reviews** | 8.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 229 MB | 16 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Somerset Trust Company](https://appshunter.io/developer/537765815) | [DONEGAL MUTUAL INSURANCE COMPANY](https://appshunter.io/developer/756872719) |

## What reviewers say

### STC Mobile Banking

[App page](https://appshunter.io/ios/app/stc-mobile-banking/id1069220545)

Manage your finances on the go with this banking app. Quickly pay bills, deposit checks with a photo, and transfer funds to others. Enjoy secure access to balances, card controls, and branch locations.

**Highlights:** Bill payment, Mobile check deposit, Fund transfers, Balance checking, Debit card controls, Branch/ATM locator, Customizable alerts

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy navigation and user-friendly interface
- 💰 Multi-account visibility across financial institutions
- 📱 Convenient 24/7 mobile banking access
- ✅ Improved modern design compared to old app
- 💳 Debit card control features (on/off toggle)

**What reviewers complain about**

- 🐛 Frequent app crashes and freezing
- ⏱️ Slow mobile deposit processing
- ⏱️ Delayed account balance updates (24-48 hours)
- 🔐 Login and authentication errors
- 🐛 App requires frequent restarts

**Reported bugs**

- App crashes on opening
- Cannot add STC friend transfers
- Account number validation errors
- Authentication errors preventing login
- Password reset kicks user out after change

**Requested features**

- Dark mode option
- Real-time transaction and pending status updates
- Running balance total per transaction
- Automatic check photo capture (front and back)
- Full iPad screen optimization


### Donegal

[App page](https://appshunter.io/ios/app/donegal/id1485021118)

Access your insurance policy details, digital ID cards, and billing information. Submit and track claims conveniently. The redesigned interface provides easy access to essential information anytime, anywhere.

**Highlights:** Access policy information and coverages, View and save digital ID cards, View billing information, Make payments, Submit and view claims

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is STC Mobile Banking free?

STC Mobile Banking is free to download, with no in-app purchases.

### Is Donegal free?

Donegal is free to download, with no in-app purchases.

### Which has better reviews, STC Mobile Banking or Donegal?

STC Mobile Banking is rated higher. STC Mobile Banking averages 4.6 out of 5 from 443 ratings, while Donegal averages 1.9 from 15 ratings.

### Do STC Mobile Banking or Donegal have ads?

Neither STC Mobile Banking nor Donegal shows ads.

### Which is updated more often, STC Mobile Banking or Donegal?

STC Mobile Banking ships an update monthly, and Donegal every 2 months. Most recently, STC Mobile Banking was updated on September 30, 2026 and Donegal on June 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*