# SecurLOCK Equip vs Pipol Pay

The clearest difference is rating: SecurLOCK Equip at 4.5 against Pipol Pay's 3.0. SecurLOCK Equip also leads on ratings volume (4.4K vs 60) and iOS requirement (14.0 vs 16.6). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SecurLOCK Equip holds the better App Store score, 4.5 against 3.0. That said, the two scores are not equally well evidenced: SecurLOCK Equip has 4.4K ratings behind it against 60, so its average is the more settled of the two. Written reviews split almost evenly too, at 32% and 31% positive.

SecurLOCK Equip ships an update every 5 months, Pipol Pay every 3 months. The most recent releases landed on September 22, 2026 and August 30, 2026 respectively.

## The numbers

| Metric | SecurLOCK Equip | Pipol Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (4.4K ratings)](https://appshunter.io/ios/app/securlock-equip/id1069254695/reviews)** | [3.0 (60 ratings)](https://appshunter.io/ios/app/pipol-pay/id1497117944/reviews) |
| Number of ratings | **4.4K** | 60 |
| Positive reviews | **31.9% of reviews** | 31.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 71 MB | 190 MB |
| Requires iOS | **14.0** | 16.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [eFunds Corporation](https://appshunter.io/developer/354569718) | [FACEBANK International Corp.](https://appshunter.io/developer/1461339067) |

## What reviewers say

### SecurLOCK Equip

[App page](https://appshunter.io/ios/app/securlock-equip/id1069254695)

Take full control of your payment cards directly from your mobile device. Instantly turn your cards on or off, set spending limits, and define where and when they can be used. Manage your finances with enhanced security and personalized controls.

**Highlights:** Turn cards on/off, Set location-based controls, Block international transactions, Set spending limits, Mobile card management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great app
- 🔒 Secure and helpful
- 👍 Provides good control over card
- 👍 Useful for budgeting

**What reviewers complain about**

- 🐛 Login issues
- 🐛 App not working
- 🐛 Unreliable notifications
- 🐛 Frequent log outs
- 🐛 Touch ID/Face ID not working

**Reported bugs**

- App not allowing login or password reset
- Transactions not showing up
- Card locking/unlocking not working as expected

**Requested features**

- Allow adding multiple cards from different banks
- Provide better customer support options
- Improve app stability and reliability


### Pipol Pay

[App page](https://appshunter.io/ios/app/pipol-pay/id1497117944)

This mobile payment service allows account holders to easily transfer funds to other users or make payments to businesses directly from their phone. It simplifies peer-to-peer and business transactions through a convenient app interface.

**Highlights:** Mobile payment service, Transfer funds to others, Pay businesses via app, Owned by FACEBANK

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SecurLOCK Equip free?

SecurLOCK Equip is free to download, with no in-app purchases.

### Is Pipol Pay free?

Pipol Pay is free to download, with no in-app purchases.

### Which has better reviews, SecurLOCK Equip or Pipol Pay?

SecurLOCK Equip is rated higher. SecurLOCK Equip averages 4.5 out of 5 from 4.4K ratings, while Pipol Pay averages 3.0 from 60 ratings.

### Do SecurLOCK Equip or Pipol Pay have ads?

Neither SecurLOCK Equip nor Pipol Pay shows ads.

### Which is updated more often, SecurLOCK Equip or Pipol Pay?

SecurLOCK Equip ships an update every 5 months, and Pipol Pay every 3 months. Most recently, SecurLOCK Equip was updated on September 22, 2026 and Pipol Pay on August 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*