# SecurLOCK Equip vs My GBT

The clearest difference is review sentiment: My GBT at 80% against SecurLOCK Equip's 32%. My GBT also leads on rating (4.8 vs 4.5). SecurLOCK Equip's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

My GBT holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 4.4K and 974 respectively. Written reviews point the same way: 32% of SecurLOCK Equip's written reviews are positive against 80% of My GBT's.

SecurLOCK Equip ships an update every 5 months, My GBT every 2 months. Both last shipped on September 22, 2026.

## The numbers

| Metric | SecurLOCK Equip | My GBT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (4.4K ratings)](https://appshunter.io/ios/app/securlock-equip/id1069254695/reviews) | **[4.8 (974 ratings)](https://appshunter.io/ios/app/my-gbt/id1616670530/reviews)** |
| Number of ratings | **4.4K** | 974 |
| Positive reviews | 31.9% of reviews | **79.5% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 5 months | **Every 2 months** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 71 MB | 91 MB |
| Requires iOS | **14.0** | 16.0 |
| Devices | iPhone, iPod | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [eFunds Corporation](https://appshunter.io/developer/354569718) | [Guaranty Bank & Trust Co.](https://appshunter.io/developer/475517279) |

## What reviewers say

### SecurLOCK Equip

[App page](https://appshunter.io/ios/app/securlock-equip/id1069254695)

Take full control of your payment cards directly from your mobile device. Instantly turn your cards on or off, set spending limits, and define where and when they can be used. Manage your finances with enhanced security and personalized controls.

**Highlights:** Turn cards on/off, Set location-based controls, Block international transactions, Set spending limits, Mobile card management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great app
- 🔒 Secure and helpful
- 👍 Provides good control over card
- 👍 Useful for budgeting

**What reviewers complain about**

- 🐛 Login issues
- 🐛 App not working
- 🐛 Unreliable notifications
- 🐛 Frequent log outs
- 🐛 Touch ID/Face ID not working

**Reported bugs**

- App not allowing login or password reset
- Transactions not showing up
- Card locking/unlocking not working as expected

**Requested features**

- Allow adding multiple cards from different banks
- Provide better customer support options
- Improve app stability and reliability


### My GBT

[App page](https://appshunter.io/ios/app/my-gbt/id1616670530)

Manage your finances on the go with a secure and convenient mobile banking app. Check balances, deposit checks, pay bills, and transfer funds easily. Access branch information and communicate with bank staff directly.

**Highlights:** Check balances 24/7, Deposit checks, Pay bills, Transfer funds, Secure messaging, Tap to Pay, Branch locator

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to navigate
- 👍 User-friendly interface
- 👍 Convenient access to information
- 👍 Great new features
- 👍 Time saver

**What reviewers complain about**

- 🐛 Constant refreshing required
- 🐛 Frequent logouts
- 🐛 Mobile deposit issues
- 🐛 Not user-friendly for transfers on iPhone
- 🐛 App is not efficient

**Reported bugs**

- App requires constant refreshing
- App logs users out frequently
- Mobile deposit functionality is problematic
- Check deposit image acceptance not clearly indicated
- Issues with viewing check deposits online

**Requested features**

- Frame snap for mobile deposits
- Dark mode option
- Ability to lock card


## Frequently asked questions

### Is SecurLOCK Equip free?

SecurLOCK Equip is free to download, with no in-app purchases.

### Is My GBT free?

My GBT is free to download, with no in-app purchases.

### Which has better reviews, SecurLOCK Equip or My GBT?

My GBT is rated higher. SecurLOCK Equip averages 4.5 out of 5 from 4.4K ratings, while My GBT averages 4.8 from 974 ratings.

### Do SecurLOCK Equip or My GBT have ads?

My GBT shows ads; SecurLOCK Equip does not.

### Which is updated more often, SecurLOCK Equip or My GBT?

SecurLOCK Equip ships an update every 5 months, and My GBT every 2 months. Most recently, SecurLOCK Equip was updated on September 22, 2026 and My GBT on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*