# SecurLOCK Equip vs Oriental Bank

The clearest difference is review sentiment: Oriental Bank at 83% against SecurLOCK Equip's 32%. Oriental Bank also leads on rating (4.9 vs 4.5) and update cadence (every 3 weeks vs every 5 months). SecurLOCK Equip's advantage is iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Oriental Bank holds the better App Store score, 4.9 against 4.5. Both are backed by a comparable volume of ratings — 4.4K and 22K respectively. Written reviews point the same way: 32% of SecurLOCK Equip's written reviews are positive against 83% of Oriental Bank's.

SecurLOCK Equip ships an update every 5 months, Oriental Bank every 3 weeks. The most recent releases landed on September 22, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | SecurLOCK Equip | Oriental Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (4.4K ratings)](https://appshunter.io/ios/app/securlock-equip/id1069254695/reviews) | **[4.9 (22K ratings)](https://appshunter.io/ios/app/oriental-bank/id6445898608/reviews)** |
| Number of ratings | 4.4K | **22K** |
| Positive reviews | 31.9% of reviews | **83.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 71 MB | 147 MB |
| Requires iOS | **14.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [eFunds Corporation](https://appshunter.io/developer/354569718) | [OFG Bancorp](https://appshunter.io/developer/688388398) |

## What reviewers say

### SecurLOCK Equip

[App page](https://appshunter.io/ios/app/securlock-equip/id1069254695)

Take full control of your payment cards directly from your mobile device. Instantly turn your cards on or off, set spending limits, and define where and when they can be used. Manage your finances with enhanced security and personalized controls.

**Highlights:** Turn cards on/off, Set location-based controls, Block international transactions, Set spending limits, Mobile card management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great app
- 🔒 Secure and helpful
- 👍 Provides good control over card
- 👍 Useful for budgeting

**What reviewers complain about**

- 🐛 Login issues
- 🐛 App not working
- 🐛 Unreliable notifications
- 🐛 Frequent log outs
- 🐛 Touch ID/Face ID not working

**Reported bugs**

- App not allowing login or password reset
- Transactions not showing up
- Card locking/unlocking not working as expected

**Requested features**

- Allow adding multiple cards from different banks
- Provide better customer support options
- Improve app stability and reliability


### Oriental Bank

[App page](https://appshunter.io/ios/app/oriental-bank/id6445898608)

Manage your finances with smart banking tools. Get personalized insights, budget effectively, and control your accounts and cards. Access e-statements and set up custom notifications for a secure and efficient banking experience.

**Highlights:** Personalized financial insights, Monthly budget creation, Transaction and balance projections, Enhanced card controls, E-statement access, Customizable notifications, Account management tools

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Efficient and fast
- 💯 Excellent service
- 🤩 Improved app experience

**What reviewers complain about**

- 🐛 Face ID not working
- 🤔 Complicated for older users
- 🤨 Confusing layout and navigation

**Reported bugs**

- New app still prompting for download
- Accounts not displaying properly

**Requested features**

- Add Apple Pay support
- Improve People Pay transfers
- Add passcode/biometric access


## Frequently asked questions

### Is SecurLOCK Equip free?

SecurLOCK Equip is free to download, with no in-app purchases.

### Is Oriental Bank free?

Oriental Bank is free to download, with no in-app purchases.

### Which has better reviews, SecurLOCK Equip or Oriental Bank?

Oriental Bank is rated higher. SecurLOCK Equip averages 4.5 out of 5 from 4.4K ratings, while Oriental Bank averages 4.9 from 22K ratings.

### Do SecurLOCK Equip or Oriental Bank have ads?

Neither SecurLOCK Equip nor Oriental Bank shows ads.

### Which is updated more often, SecurLOCK Equip or Oriental Bank?

SecurLOCK Equip ships an update every 5 months, and Oriental Bank every 3 weeks. Most recently, SecurLOCK Equip was updated on September 22, 2026 and Oriental Bank on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*